Vitals
  • Total Assets
    456.1M 3.6 %
  • Total Deposits
    386.7M 1.4 %
  • Total Net Loans
    259.1M 4.4 %
  • Net Income
    1.8M -7.5 %
  • Book Value
    34.2M 0.3 %
  • Book Value x2
    68.4M 0.3 %
  • Book Value x3
    102.5M 0.3 %
ROAA

.775

ROAE

10.546

Efficiency Ratio

69.509

Net Interest Margin

3.394

Balance Sheet Highlights
Financial Highlights West Pointe Bank And Trust Company All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 456,117 175,392
Total Net Loans 259,063 120,422
Total Deposits 386,709 147,487
Total Equity 34,180 17,032
Profitability
Net Income 1,814 2,530
Return on Average Assets .775 1.156
Return on Average Equity 10.546 11.609
Net Interest Margin 3.394 3.805
Efficiency Ratio 69.509 65.236
Noninterest Income/Revenue 11.63 10.589
Balance Sheet Ratios
Loan-to-Deposit 66.992 75.496
Securities/Assets .323 .893
Total Equity/Total Assets .075 .097
Tangible Equity/Tangible Assets .075 -.024
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 36,847 16,386
Tier 2 Capital 1,958 1,359
Total Capital 38,805 17,762
Total Risk Weighted Assets 299,037 130,096
Leverage Ratio 7.94 10.277
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 12.32 15.314
Total Capital Ratio 12.98 16.342

Timeline for West Pointe Bank And Trust Company

Commerce Bank

West Pointe Bank And Trust Company was acquired by Commerce Bank 17 years

View Profile Sep 01 2006

West Pointe Bancorp, Inc.

West Pointe Bancorp, Inc. became a new parent organization for West Pointe Bank And Trust Company.

View Profile Jun 30 1997

West Pointe Bank And Trust Company

West Pointe Bank And Trust Company was established 33 years ago and is currently headquartered in Belleville, IL.

Dec 14 1990
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Commerce Bank Buyer 24,613,310 Acquisition Discontinued 9/1/2006
Relationships Role Relationship Start Relationship End
West Pointe Bancorp, Inc. Parent 6/30/1997 8/31/2006
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