West Pointe Bank And Trust Company
Belleville, IL — Domestic Branch of a Domestic Bank
Acquired Sep 2006
Net Income Analysis
( % relative to Total Revenue )
Income Statement | West Pointe Bank And Trust Company | All Insured Commercial Banks in Illinois |
Interest and Fees on Loans | 9,029 | 4,197 |
Income from Lease Financing Receivables | 2 | 1,132 |
120 | 83 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 53 | 43 |
Income on Loans and Leases (TE) | 9,084 | 4,243 |
Investment Interest Income (TE) | 3,707 | 907 |
Total Interest Income (TE) | 13,031 | 5,182 |
Total Interest Expense | 5,700 | 2,196 |
Net Interest Income (TE) | 7,331 | 3,030 |
Non-Interest Income | 1,715 | 614 |
Adjusted Operating Income (TE) | 9,046 | 3,644 |
Non-interest Expense | 6,288 | 2,232 |
Provision for Loan & Lease Losses | — | 764 |
Pretax Operating Income (TE) | 2,758 | 3,647 |
Pretax Net Operating Income (TE) | 2,758 | 4,397 |
Applicable Income Taxes | 457 | 2,006 |
Net Operating Income | 1,814 | 2,530 |
Net Income | 1,814 | 2,530 |
Cash Dividends Declared | 729 | 2,395 |
Retained Earnings | 1,085 | 2,456 |