Visalia Community Bank
Visalia, CA — Domestic Branch of a Domestic Bank
Acquired Jul 2013
Vitals
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Total Assets197.5M -2.2 %
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Total Deposits174.2M -0.9 %
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Total Net Loans115.8M -5.9 %
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Net Income-1036000.0000 -402.0 %
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Book Value17.6M -7.2 %
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Book Value x235.2M -7.2 %
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Book Value x352.8M -7.2 %
Balance Sheet Highlights
| Financial Highlights | Visalia Community Bank | All Insured Commercial Banks in California |
| Balance Sheet $(000) | ||
| Total Assets | 197,465 | 770,498 |
| Total Net Loans | 115,766 | 486,530 |
| Total Deposits | 174,206 | 580,941 |
| Total Equity | 17,589 | 105,707 |
| Profitability | ||
| Net Income | -1,036 | 4,413 |
| Return on Average Assets | -1.048 | .806 |
| Return on Average Equity | -11.292 | 6.459 |
| Net Interest Margin | 3.695 | 3.9 |
| Efficiency Ratio | 132.022 | 74.916 |
| Noninterest Income/Revenue | 17.601 | 13.972 |
| Balance Sheet Ratios | ||
| Loan-to-Deposit | 66.454 | 77.413 |
| Securities/Assets | .075 | .149 |
| Total Equity/Total Assets | .089 | .137 |
| Tangible Equity/Tangible Assets | .081 | .128 |
| Capital Adequacy | ||
| Tier 1 Common Capital | — | — |
| Tier 1 Capital | 15,976 | 92,210 |
| Tier 2 Capital | 1,679 | 7,183 |
| Total Capital | 17,655 | 99,379 |
| Total Risk Weighted Assets | 133,286 | 541,823 |
| Leverage Ratio | 8.25 | 11.848 |
| Common Equity Tier 1 Capital Ratio | — | — |
| Tier 1 Capital Ratio | 11.99 | 16.452 |
| Total Capital Ratio | 13.25 | 17.733 |
Timeline for Visalia Community Bank
Central Valley Community Bank
Visalia Community Bank was acquired by Central Valley Community Bank 10 years
View Profile Jul 01 2013
Visalia Community Bank
Visalia Community Bank was established 46 years ago and is currently headquartered in Visalia, CA.
Aug 01 1977| Acquisitions & Mergers | Role | Assets | Acct Method | Type | Transaction Date |
| Central Valley Community Bank | Buyer | 1,297,868 | Acquisition | Discontinued | 7/1/2013 |
| Relationships | Role | Relationship Start | Relationship End |
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