Vitals
  • Total Assets
    196.3M -1.1 %
  • Total Deposits
    149.9M 8.7 %
  • Total Net Loans
    143.8M -2.8 %
  • Net Income
    1.5M 127.4 %
  • Book Value
    21.7M -11.4 %
  • Book Value x2
    43.4M -11.4 %
  • Book Value x3
    65.2M -11.4 %
ROAA

.779

ROAE

6.888

Efficiency Ratio

55.872

Net Interest Margin

3.592

Balance Sheet Highlights
Financial Highlights First Bank Of Charleston, Inc. All Insured Commercial Banks in West Virginia
Balance Sheet $(000)
Total Assets 196,269 360,672
Total Net Loans 143,837 251,469
Total Deposits 149,908 299,214
Total Equity 21,719 38,258
Profitability
Net Income 1,535 3,285
Return on Average Assets .779 .706
Return on Average Equity 6.888 6.418
Net Interest Margin 3.592 3.744
Efficiency Ratio 55.872 72.606
Noninterest Income/Revenue 4.097 20.548
Balance Sheet Ratios
Loan-to-Deposit 95.95 76.49
Securities/Assets .204 .175
Total Equity/Total Assets .111 .106
Tangible Equity/Tangible Assets .111 .096
Capital Adequacy
Tier 1 Common Capital 21,336 35,874
Tier 1 Capital 21,336 36,036
Tier 2 Capital 1,761 2,393
Total Capital 23,097 38,423
Total Risk Weighted Assets 146,066 244,928
Leverage Ratio 10.91 10.924
Common Equity Tier 1 Capital Ratio 14.61 18.341
Tier 1 Capital Ratio 14.61 18.347
Total Capital Ratio 15.81 19.449

Timeline for First Bank Of Charleston, Inc.

First Bank Of Charleston, Inc.

First Bank Of Charleston, Inc. was established 20 years ago and is currently headquartered in Charleston, WV.

Jun 02 2003
Relationships Role Relationship Start Relationship End
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