Vitals
  • Total Assets
    194.7M 4.2 %
  • Total Deposits
    173.9M 5.1 %
  • Total Net Loans
    113.2M 6.4 %
  • Net Income
    2.6M 8.8 %
  • Book Value
    16.1M -3.2 %
  • Book Value x2
    32.2M -3.2 %
  • Book Value x3
    48.3M -3.2 %
ROAA

1.351

ROAE

15.461

Efficiency Ratio

59.8

Net Interest Margin

3.196

Balance Sheet Highlights
Financial Highlights Iowa Savings Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 194,676 198,346
Total Net Loans 113,213 133,864
Total Deposits 173,866 165,124
Total Equity 16,102 22,060
Profitability
Net Income 2,590 2,310
Return on Average Assets 1.351 1.15
Return on Average Equity 15.461 9.92
Net Interest Margin 3.196 3.587
Efficiency Ratio 59.8 60.34
Noninterest Income/Revenue 17.387 13.494
Balance Sheet Ratios
Loan-to-Deposit 65.115 77.091
Securities/Assets .291 .197
Total Equity/Total Assets .083 .111
Tangible Equity/Tangible Assets .082 .107
Capital Adequacy
Tier 1 Common Capital 16,320 21,135
Tier 1 Capital 16,320 21,140
Tier 2 Capital 1,711 1,625
Total Capital 18,031 22,777
Total Risk Weighted Assets 136,598 151,308
Leverage Ratio 8.39 10.944
Common Equity Tier 1 Capital Ratio 11.95 15.631
Tier 1 Capital Ratio 11.95 15.631
Total Capital Ratio 13.2 16.675

Timeline for Iowa Savings Bank

Safe Investment Company

Safe Investment Company became a new subsidiary organization for Iowa Savings Bank.

View Profile Feb 16 1996

Farmers National Bank

Acquisition: Iowa Savings Bank acquired a new subsidiary, Farmers National Bank, 29 years

View Profile Nov 07 1994

American Federal Savings Association Of Iowa

Acquisition: Iowa Savings Bank acquired a new subsidiary, American Federal Savings Association Of Iowa, 33 years

View Profile Feb 09 1991

Community Grain Co.

Community Grain Co. became a new parent organization for Iowa Savings Bank.

View Profile Dec 31 1970

Iowa Savings Bank

Iowa Savings Bank was established 122 years ago and is currently headquartered in Carroll, IA.

Feb 01 1902
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Farmers National Bank Seller 10,470 Discontinued 11/7/1994
American Federal Savings Association Of Iowa Seller 474,763 Failure 2/9/1991
Relationships Role Relationship Start Relationship End
Community Grain Co. Parent 12/30/1996
Community Grain Co. Parent 11/7/1994 12/29/1996
Community Grain Co. Parent 12/31/1983 11/6/1994
Community Grain Co. Parent 12/31/1978 12/30/1983
Community Grain Co. Parent 12/31/1976 12/30/1978
Community Grain Co. Parent 12/31/1975 12/30/1976
Community Grain Co. Parent 12/31/1970 12/30/1975
Safe Investment Company Subsidary 6/30/2007
Safe Investment Company Subsidary 2/16/1996 6/29/2007
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