Vitals
  • Total Assets
    207.1M 5.8 %
  • Total Deposits
    183.8M 6.2 %
  • Total Net Loans
    155.6M 10.7 %
  • Net Income
    2.7M 9.2 %
  • Book Value
    22.6M 3.2 %
  • Book Value x2
    45.2M 3.2 %
  • Book Value x3
    67.8M 3.2 %
ROAA

1.362

ROAE

11.928

Efficiency Ratio

58.686

Net Interest Margin

4.782

Balance Sheet Highlights
Financial Highlights Community State Bank All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 207,122 290,894
Total Net Loans 155,620 191,278
Total Deposits 183,775 246,407
Total Equity 22,602 31,125
Profitability
Net Income 2,673 2,670
Return on Average Assets 1.362 .919
Return on Average Equity 11.928 8.247
Net Interest Margin 4.782 3.499
Efficiency Ratio 58.686 67.9
Noninterest Income/Revenue 7.014 16.598
Balance Sheet Ratios
Loan-to-Deposit 84.68 72.669
Securities/Assets .179 .191
Total Equity/Total Assets .109 .107
Tangible Equity/Tangible Assets .104 .103
Capital Adequacy
Tier 1 Common Capital 21,364 29,670
Tier 1 Capital 21,364 29,720
Tier 2 Capital 1,768 2,112
Total Capital 23,132 31,905
Total Risk Weighted Assets 160,100 212,461
Leverage Ratio 10.86 10.62
Common Equity Tier 1 Capital Ratio 13.34 16.313
Tier 1 Capital Ratio 13.34 16.329
Total Capital Ratio 14.45 17.341

Timeline for Community State Bank

Franklin Bank

Acquisition: Community State Bank acquired a new subsidiary, Franklin Bank, 8 years

View Profile Aug 08 2015

The Whaples And Farmers State Bank

Acquisition: Community State Bank acquired a new subsidiary, The Whaples And Farmers State Bank, 19 years

View Profile Sep 11 2004

Galva Investment, Inc.

Galva Investment, Inc. became a new parent organization for Community State Bank.

View Profile Jan 01 1983

Community State Bank

Community State Bank was established 43 years ago and is currently headquartered in Galva, IL.

Nov 24 1980
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Franklin Bank Seller 37,393 Acquisition Discontinued 8/8/2015
The Whaples And Farmers State Bank Seller 9,887 Acquisition Discontinued 9/11/2004
Relationships Role Relationship Start Relationship End
Galva Investment, Inc. Parent 12/10/2005
Galva Investment, Inc. Parent 8/7/2002 12/9/2005
Galva Investment, Inc. Parent 7/1/1998 8/6/2002
Galva Investment, Inc. Parent 8/25/1997 6/30/1998
Galva Investment, Inc. Parent 1/13/1983 8/24/1997
Galva Investment, Inc. Parent 1/1/1983 1/12/1983
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