Vitals
  • Total Assets
    202.0M -3.7 %
  • Total Deposits
    168.2M -1.2 %
  • Total Net Loans
    118.7M 4.9 %
  • Net Income
    2.6M -2.7 %
  • Book Value
    25.3M 1.6 %
  • Book Value x2
    50.7M 1.6 %
  • Book Value x3
    76.0M 1.6 %
ROAA

1.278

ROAE

10.192

Efficiency Ratio

60.526

Net Interest Margin

4.482

Balance Sheet Highlights
Financial Highlights Firststate Bank All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 202,004 266,812
Total Net Loans 118,691 157,006
Total Deposits 168,184 227,200
Total Equity 25,333 30,855
Profitability
Net Income 2,650 2,603
Return on Average Assets 1.278 .91
Return on Average Equity 10.192 7.525
Net Interest Margin 4.482 3.872
Efficiency Ratio 60.526 69.238
Noninterest Income/Revenue 10.56 15.218
Balance Sheet Ratios
Loan-to-Deposit 70.572 65.031
Securities/Assets .323 .23
Total Equity/Total Assets .125 .116
Tangible Equity/Tangible Assets .125 .114
Capital Adequacy
Tier 1 Common Capital 25,817 30,655
Tier 1 Capital 25,817 30,655
Tier 2 Capital 1,220 1,864
Total Capital 27,037 32,526
Total Risk Weighted Assets 142,087 184,216
Leverage Ratio 12.79 11.829
Common Equity Tier 1 Capital Ratio 18.17 18.757
Tier 1 Capital Ratio 18.17 18.762
Total Capital Ratio 19.03 19.824

Timeline for Firststate Bank

First Capital Insurance Company, Inc.

First Capital Insurance Company, Inc. became a new subsidiary organization for Firststate Bank.

View Profile Apr 24 1992

First State Capital Corporation

First State Capital Corporation became a new parent organization for Firststate Bank.

View Profile Jul 01 1985

Firststate Bank

Firststate Bank was established 52 years ago and is currently headquartered in Lineville, AL.

Aug 24 1971
Relationships Role Relationship Start Relationship End
First State Capital Corporation Parent 7/1/1985
First Capital Insurance Company, Inc. Subsidary 6/30/2007 12/30/2008
First Capital Insurance Company, Inc. Subsidary 4/24/1992 6/29/2007
Similar Organizations
Organization City State Total Assets
Security State Bank Of Wewoka, Oklahoma
 		Wewoka OK 203.7M
Unity Bank
 		Rush City MN 204.7M
Kanza Bank
 		Kingman KS 202.8M
Citizens Deposit Bank Of Arlington, Inc.
 		Arlington KY 202.6M
Bank Of Coushatta
 		Coushatta LA 205.0M
Ozark Bank
 		Ozark MO 205.3M
First United Bank
 		Park River ND 199.3M
American Enterprise Bank
 		Buffalo Grove IL 208.5M
Community State Bank
 		Galva IL 198.4M
State Bank Of Graymont
 		Graymont IL 209.6M