Vitals
  • Total Assets
    192.0M -1.5 %
  • Total Deposits
    169.4M 3.4 %
  • Total Net Loans
    149.7M 0.6 %
  • Net Income
    3.2M 13.5 %
  • Book Value
    19.2M 6.1 %
  • Book Value x2
    38.3M 6.1 %
  • Book Value x3
    57.5M 6.1 %
ROAA

1.656

ROAE

16.959

Efficiency Ratio

52.993

Net Interest Margin

4.316

Balance Sheet Highlights
Financial Highlights First United Bank All Insured Commercial Banks in North Dakota
Balance Sheet $(000)
Total Assets 192,014 232,076
Total Net Loans 149,738 156,713
Total Deposits 169,418 198,811
Total Equity 19,168 23,476
Profitability
Net Income 3,159 3,002
Return on Average Assets 1.656 1.206
Return on Average Equity 16.959 11.39
Net Interest Margin 4.316 3.951
Efficiency Ratio 52.993 62.572
Noninterest Income/Revenue 6.273 15.037
Balance Sheet Ratios
Loan-to-Deposit 88.384 75.896
Securities/Assets .141 .19
Total Equity/Total Assets .1 .101
Tangible Equity/Tangible Assets .1 .097
Capital Adequacy
Tier 1 Common Capital 19,051 22,730
Tier 1 Capital 19,051 22,737
Tier 2 Capital 2,079 2,012
Total Capital 21,130 24,749
Total Risk Weighted Assets 165,917 176,189
Leverage Ratio 9.95 10.101
Common Equity Tier 1 Capital Ratio 11.48 13.897
Tier 1 Capital Ratio 11.48 13.902
Total Capital Ratio 12.74 14.995

Timeline for First United Bank

Lamb's Bank Of Michigan City

Acquisition: First United Bank acquired a new subsidiary, Lamb's Bank Of Michigan City, 27 years

View Profile Sep 16 1996

Security State Bank Of Adams

Acquisition: First United Bank acquired a new subsidiary, Security State Bank Of Adams, 27 years

View Profile Sep 09 1996

First Holding Company Of Park River, Inc

First Holding Company Of Park River, Inc became a new parent organization for First United Bank.

View Profile Mar 31 1987

U.S. Bancorp

U.S. Bancorp became a new parent organization for First United Bank.

View Profile May 09 1956

First United Bank

First United Bank was established 138 years ago and is currently headquartered in Park River, ND.

Jan 01 1886
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Lamb's Bank Of Michigan City Seller 10,036 Pooling of Interests Discontinued 9/16/1996
Security State Bank Of Adams Seller 12,248 Pooling of Interests Discontinued 9/9/1996
Relationships Role Relationship Start Relationship End
First Holding Company Of Park River, Inc Parent 3/31/1987
U.S. Bancorp Parent 5/9/1956 3/30/1987
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