First United Bank
Park River, ND — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | First United Bank | All Insured Commercial Banks in North Dakota |
Interest and Fees on Loans | 7,379 | 7,878 |
Income from Lease Financing Receivables | — | 41 |
149 | 62 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 68 | 32 |
Income on Loans and Leases (TE) | 7,447 | 8,071 |
Investment Interest Income (TE) | 1,081 | 1,178 |
Total Interest Income (TE) | 8,546 | 9,503 |
Total Interest Expense | 689 | 749 |
Net Interest Income (TE) | 7,857 | 8,704 |
Non-Interest Income | 572 | 1,682 |
Adjusted Operating Income (TE) | 8,429 | 10,383 |
Non-interest Expense | 4,467 | 6,115 |
Provision for Loan & Lease Losses | 520 | 424 |
Pretax Operating Income (TE) | 3,442 | 3,789 |
Pretax Net Operating Income (TE) | 3,464 | 3,895 |
Applicable Income Taxes | — | 324 |
Net Operating Income | 3,159 | 3,002 |
Net Income | 3,159 | 3,002 |
Cash Dividends Declared | 1,900 | 1,740 |
Retained Earnings | 1,259 | 1,178 |