Vitals
  • Total Assets
    204.3M 0.3 %
  • Total Deposits
    185.1M 0.2 %
  • Total Net Loans
    168.4M 4.8 %
  • Net Income
    1.8M -2.3 %
  • Book Value
    16.8M 2.0 %
  • Book Value x2
    33.5M 2.0 %
  • Book Value x3
    50.3M 2.0 %
ROAA

.888

ROAE

10.797

Efficiency Ratio

78.475

Net Interest Margin

4.507

Balance Sheet Highlights
Financial Highlights Unity Bank All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 204,313 147,703
Total Net Loans 168,399 97,223
Total Deposits 185,129 126,600
Total Equity 16,755 15,565
Profitability
Net Income 1,797 1,683
Return on Average Assets .888 1.08
Return on Average Equity 10.797 9.905
Net Interest Margin 4.507 3.845
Efficiency Ratio 78.475 68.21
Noninterest Income/Revenue 11.594 13.68
Balance Sheet Ratios
Loan-to-Deposit 90.963 75.205
Securities/Assets .027 .174
Total Equity/Total Assets .082 .105
Tangible Equity/Tangible Assets .082 .103
Capital Adequacy
Tier 1 Common Capital 16,716 15,225
Tier 1 Capital 16,716 15,232
Tier 2 Capital 1,956 1,135
Total Capital 18,672 16,386
Total Risk Weighted Assets 155,803 105,251
Leverage Ratio 8.1 10.475
Common Equity Tier 1 Capital Ratio 10.73 15.3
Tier 1 Capital Ratio 10.73 15.308
Total Capital Ratio 11.98 16.398

Timeline for Unity Bank

Unity Bank, National Association

Acquisition: Unity Bank acquired a new subsidiary, Unity Bank, National Association, 17 years

View Profile Dec 30 2006

Unity Bank Central

Acquisition: Unity Bank acquired a new subsidiary, Unity Bank Central, 17 years

View Profile Dec 30 2006

Caprice Corporation

Caprice Corporation became a new parent organization for Unity Bank.

View Profile Feb 15 1996

Farmers State Bank Of Clarissa

Acquisition: Unity Bank acquired a new subsidiary, Farmers State Bank Of Clarissa, 37 years

View Profile Jul 11 1986

Kimberly Leasing Corporation

Kimberly Leasing Corporation became a new parent organization for Unity Bank.

View Profile Dec 31 1970

Want to see more?

Complete timeline for Unity Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Unity Bank, National Association Seller 57,929 Pooling of Interests Discontinued 12/30/2006
Unity Bank Central Seller 38,863 Pooling of Interests Discontinued 12/30/2006
Farmers State Bank Of Clarissa Seller 17,918 Failure 7/11/1986
Relationships Role Relationship Start Relationship End
Kimberly Leasing Corporation Parent 5/19/1997
Kimberly Leasing Corporation Parent 2/15/1996 5/18/1997
Caprice Corporation Parent 2/15/1996 5/18/1997
Kimberly Leasing Corporation Parent 5/18/1992 2/14/1996
Kimberly Leasing Corporation Parent 12/31/1984 5/17/1992
Kimberly Leasing Corporation Parent 12/31/1982 12/30/1984
Kimberly Leasing Corporation Parent 12/31/1981 12/30/1982
Kimberly Leasing Corporation Parent 2/28/1978 12/30/1981
Kimberly Leasing Corporation Parent 2/28/1977 2/27/1978
Kimberly Leasing Corporation Parent 12/31/1974 2/27/1977
Kimberly Leasing Corporation Parent 12/31/1972 12/30/1974
Kimberly Leasing Corporation Parent 12/31/1970 12/30/1972
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