Vitals
  • Total Assets
    204.7M 6.5 %
  • Total Deposits
    183.2M 10.1 %
  • Total Net Loans
    151.0M 9.2 %
  • Net Income
    3.9M 15.3 %
  • Book Value
    18.6M 5.6 %
  • Book Value x2
    37.2M 5.6 %
  • Book Value x3
    55.8M 5.6 %
ROAA

2.002

ROAE

21.042

Efficiency Ratio

45.504

Net Interest Margin

3.756

Balance Sheet Highlights
Financial Highlights Nsb Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 204,741 198,346
Total Net Loans 151,048 133,864
Total Deposits 183,191 165,124
Total Equity 18,606 22,060
Profitability
Net Income 3,913 2,310
Return on Average Assets 2.002 1.15
Return on Average Equity 21.042 9.92
Net Interest Margin 3.756 3.587
Efficiency Ratio 45.504 60.34
Noninterest Income/Revenue 10.669 13.494
Balance Sheet Ratios
Loan-to-Deposit 82.454 77.091
Securities/Assets .162 .197
Total Equity/Total Assets .091 .111
Tangible Equity/Tangible Assets .089 .107
Capital Adequacy
Tier 1 Common Capital 18,444 21,135
Tier 1 Capital 18,444 21,140
Tier 2 Capital 1,471 1,625
Total Capital 19,915 22,777
Total Risk Weighted Assets 164,956 151,308
Leverage Ratio 9.19 10.944
Common Equity Tier 1 Capital Ratio 11.18 15.631
Tier 1 Capital Ratio 11.18 15.631
Total Capital Ratio 12.07 16.675

Timeline for Nsb Bank

American Federal Savings Association Of Iowa

Acquisition: Nsb Bank acquired a new subsidiary, American Federal Savings Association Of Iowa, 33 years

View Profile Feb 09 1991

Northwood Financial Services Corporation

Northwood Financial Services Corporation became a new parent organization for Nsb Bank.

View Profile Nov 05 1980

Nsb Bank

Nsb Bank was established 91 years ago and is currently headquartered in Mason City, IA.

Jan 01 1933
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
American Federal Savings Association Of Iowa Seller 474,763 Failure 2/9/1991
Relationships Role Relationship Start Relationship End
Northwood Financial Services Corporation Parent 3/27/1994
Northwood Financial Services Corporation Parent 12/31/1981 3/26/1994
Northwood Financial Services Corporation Parent 11/5/1980 12/30/1981
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