Visalia Community Bank
Visalia, CA — Domestic Branch of a Domestic Bank
Acquired Jul 2013
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Visalia Community Bank | All Insured Commercial Banks in California |
Interest and Fees on Loans | 3,305 | 13,010 |
Income from Lease Financing Receivables | — | 10 |
— | 7 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 3 |
Income on Loans and Leases (TE) | 3,305 | 13,153 |
Investment Interest Income (TE) | 115 | 1,390 |
Total Interest Income (TE) | 3,483 | 15,198 |
Total Interest Expense | 161 | 1,046 |
Net Interest Income (TE) | 3,322 | 13,754 |
Non-Interest Income | 744 | 2,468 |
Adjusted Operating Income (TE) | 4,066 | 18,277 |
Non-interest Expense | 5,368 | 10,967 |
Provision for Loan & Lease Losses | 298 | 270 |
Pretax Operating Income (TE) | -1,600 | 6,234 |
Pretax Net Operating Income (TE) | -1,600 | 6,515 |
Applicable Income Taxes | -564 | 1,949 |
Net Operating Income | -1,036 | 4,416 |
Net Income | -1,036 | 4,413 |
Cash Dividends Declared | — | 947 |
Retained Earnings | -1,036 | 2,137 |