Efficiency Ratio Over Time
Efficiency Ratio Visalia Community Bank All Insured Commercial Banks in California
06-30-2013 132.022 74.916
03-31-2013 93.913 75.692
12-31-2012 89.563 74.083
09-30-2012 85.294 74.121
06-30-2012 82.641 75.117
03-31-2012 80.302 75.972
12-31-2011 86.42 76.681
09-30-2011 84.79 76.538
06-30-2011 87.518 77.016
03-31-2011 88.657 76.962
12-31-2010 84.243 79.38
09-30-2010 84.725 79.416
06-30-2010 85.663 80.72
03-31-2010 87.279 82.516
12-31-2009 83.815 89.03
09-30-2009 85.075 89.748
06-30-2009 87.216 94.314
03-31-2009 89.777 95.606
12-31-2008 71.543 89.236
09-30-2008 69.232 85.939
06-30-2008 68.258 85.896
03-31-2008 68.533 85.386
12-31-2007 64.655 83.041
09-30-2007 64.379 79.26
06-30-2007 65.753 78.029
03-31-2007 67.293 76.688
12-31-2006 65.218 80.037
09-30-2006 66.327 76.157
06-30-2006 66.778 70.367
03-31-2006 66.909 69.95
12-31-2005 69.848 74.917
09-30-2005 69.059 71.155
06-30-2005 69.742 70.343
03-31-2005 74.027 68.656
12-31-2004 75.456 71.614
09-30-2004 77.227 71.664
06-30-2004 78.312 72.622
03-31-2004 80.07 74.921
12-31-2003 77.279 78.394
09-30-2003 77.782 69.685
06-30-2003 76.91 70.304
03-31-2003 75.353 69.597
12-31-2002 79.975 70.571