Vitals
  • Total Assets
    347.8M -0.4 %
  • Total Deposits
    309.9M -0.4 %
  • Total Net Loans
    255.4M 2.9 %
  • Net Income
    3.4M -12.2 %
  • Book Value
    35.2M 0.8 %
  • Book Value x2
    70.3M 0.8 %
  • Book Value x3
    105.5M 0.8 %
ROAA

.974

ROAE

9.656

Efficiency Ratio

78.991

Net Interest Margin

4.295

Balance Sheet Highlights
Financial Highlights United Mississippi Bank All Insured Commercial Banks in Mississippi
Balance Sheet $(000)
Total Assets 347,800 525,484
Total Net Loans 255,364 348,104
Total Deposits 309,899 440,088
Total Equity 35,159 60,485
Profitability
Net Income 3,423 5,177
Return on Average Assets .974 .911
Return on Average Equity 9.656 8.357
Net Interest Margin 4.295 3.971
Efficiency Ratio 78.991 70.327
Noninterest Income/Revenue 22.998 22.171
Balance Sheet Ratios
Loan-to-Deposit 82.402 71.665
Securities/Assets .166 .197
Total Equity/Total Assets .101 .115
Tangible Equity/Tangible Assets .097 .102
Capital Adequacy
Tier 1 Common Capital 34,248 52,498
Tier 1 Capital 34,248 52,598
Tier 2 Capital 1,459 3,510
Total Capital 35,707 56,103
Total Risk Weighted Assets 280,267 380,206
Leverage Ratio 9.76 10.71
Common Equity Tier 1 Capital Ratio 12.22 16.284
Tier 1 Capital Ratio 12.22 16.342
Total Capital Ratio 12.74 17.377

Timeline for United Mississippi Bank

Peoples Bank Of The South

Acquisition: United Mississippi Bank acquired a new subsidiary, Peoples Bank Of The South, 10 years

View Profile Nov 01 2013

The Merchants & Farmers Bank

Acquisition: United Mississippi Bank acquired a new subsidiary, The Merchants & Farmers Bank, 12 years

View Profile Aug 27 2011

The Commercial Bank

Acquisition: United Mississippi Bank acquired a new subsidiary, The Commercial Bank, 20 years

View Profile Nov 01 2003

Southwest Financial Services, Inc.

Southwest Financial Services, Inc. became a new subsidiary organization for United Mississippi Bank.

View Profile Mar 01 1988

Southwest Security, Inc.

Southwest Security, Inc. became a new parent organization for United Mississippi Bank.

View Profile Feb 11 1981

Want to see more?

Complete timeline for United Mississippi Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Peoples Bank Of The South Seller 83,622 Acquisition Discontinued 11/1/2013
The Merchants & Farmers Bank Seller 8,186 Acquisition Discontinued 8/27/2011
The Commercial Bank Seller 56,100 Acquisition Discontinued 11/1/2003
Relationships Role Relationship Start Relationship End
Southwest Security, Inc. Parent 12/19/1997
Southwest Security, Inc. Parent 3/10/1997 12/18/1997
Southwest Security, Inc. Parent 1/9/1997 3/9/1997
Southwest Security, Inc. Parent 12/6/1996 1/8/1997
Southwest Security, Inc. Parent 11/20/1996 12/5/1996
Southwest Security, Inc. Parent 11/13/1996 11/19/1996
Southwest Security, Inc. Parent 1/25/1996 11/12/1996
Southwest Security, Inc. Parent 12/31/1992 1/24/1996
Southwest Security, Inc. Parent 7/31/1991 12/30/1992
Southwest Security, Inc. Parent 12/31/1985 7/30/1991
Southwest Security, Inc. Parent 12/31/1984 12/30/1985
Southwest Security, Inc. Parent 12/31/1982 12/30/1984
Southwest Security, Inc. Parent 2/11/1981 12/30/1982
Southwest Financial Services, Inc. Subsidary 6/30/2007
Southwest Financial Services, Inc. Subsidary 3/1/1988 6/29/2007
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