United Mississippi Bank
Natchez, MS — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | United Mississippi Bank | All Insured Commercial Banks in Mississippi |
| Interest and Fees on Loans | 13,770 | 17,253 |
| Income from Lease Financing Receivables | — | 3 |
| 1 | 26 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 1 | 13 |
| Income on Loans and Leases (TE) | 13,771 | 17,289 |
| Investment Interest Income (TE) | 1,527 | 2,808 |
| Total Interest Income (TE) | 15,392 | 20,209 |
| Total Interest Expense | 1,219 | 1,763 |
| Net Interest Income (TE) | 14,173 | 18,449 |
| Non-Interest Income | 4,597 | 5,757 |
| Adjusted Operating Income (TE) | 18,770 | 24,205 |
| Non-interest Expense | 14,827 | 16,370 |
| Provision for Loan & Lease Losses | 360 | 563 |
| Pretax Operating Income (TE) | 3,583 | 7,204 |
| Pretax Net Operating Income (TE) | 3,589 | 7,253 |
| Applicable Income Taxes | — | 1,422 |
| Net Operating Income | 3,423 | 5,177 |
| Net Income | 3,423 | 5,177 |
| Cash Dividends Declared | 2,811 | 2,913 |
| Retained Earnings | 612 | 1,357 |