Vitals
  • Total Assets
    341.6M 2.0 %
  • Total Deposits
    300.2M 2.4 %
  • Total Net Loans
    194.0M 5.5 %
  • Net Income
    2.4M -0.5 %
  • Book Value
    35.5M -2.0 %
  • Book Value x2
    71.1M -2.0 %
  • Book Value x3
    106.6M -2.0 %
ROAA

.692

ROAE

6.485

Efficiency Ratio

72.07

Net Interest Margin

3.317

Balance Sheet Highlights
Financial Highlights The Savings Bank All Insured Commercial Banks in Ohio
Balance Sheet $(000)
Total Assets 341,635 361,398
Total Net Loans 194,007 246,196
Total Deposits 300,184 299,385
Total Equity 35,540 40,120
Profitability
Net Income 2,411 3,580
Return on Average Assets .692 .879
Return on Average Equity 6.485 7.888
Net Interest Margin 3.317 3.69
Efficiency Ratio 72.07 68.453
Noninterest Income/Revenue 11.211 19.831
Balance Sheet Ratios
Loan-to-Deposit 64.629 76.786
Securities/Assets .36 .197
Total Equity/Total Assets .104 .111
Tangible Equity/Tangible Assets .104 .102
Capital Adequacy
Tier 1 Common Capital 37,157 37,120
Tier 1 Capital 37,157 37,403
Tier 2 Capital 2,280 2,742
Total Capital 39,437 40,139
Total Risk Weighted Assets 182,416 260,858
Leverage Ratio 10.6 10.639
Common Equity Tier 1 Capital Ratio 20.37 16.715
Tier 1 Capital Ratio 20.37 16.742
Total Capital Ratio 21.62 17.824

Timeline for The Savings Bank

Savings Bancorp, Inc.

Savings Bancorp, Inc. became a new parent organization for The Savings Bank.

View Profile Feb 09 2001

The Ashville Bank

Acquisition: The Savings Bank acquired a new subsidiary, The Ashville Bank, 40 years

View Profile Aug 16 1983

The Savings Bank

The Savings Bank was established 112 years ago and is currently headquartered in Circleville, OH.

Apr 20 1912
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Ashville Bank Seller 10,236 Discontinued 8/16/1983
Relationships Role Relationship Start Relationship End
Savings Bancorp, Inc. Parent 2/9/2001
Similar Organizations
Organization City State Total Assets
Points West Community Bank
 		Sidney NE 357.4M
Royal Bank
 		Elroy WI 354.5M
First Commercial Bank
 		Jackson MS 359.3M
Farmers And Merchants Union Bank
 		Columbus WI 351.1M
Community 1St Bank
 		Auburn CA 350.6M
The Bank Of Tescott
 		Tescott KS 364.6M
Crossroads Bank
 		Wabash IN 345.4M
Farmers State Bank
 		Center TX 344.3M
Sauk Valley Bank & Trust Company
 		Sterling IL 355.6M
City State Bank
 		Norwalk IA 343.8M