Vitals
  • Total Assets
    352.2M 7.6 %
  • Total Deposits
    309.4M 8.6 %
  • Total Net Loans
    255.6M 3.9 %
  • Net Income
    4.1M 7.9 %
  • Book Value
    29.7M 5.3 %
  • Book Value x2
    59.4M 5.3 %
  • Book Value x3
    89.1M 5.3 %
ROAA

1.189

ROAE

13.894

Efficiency Ratio

66.726

Net Interest Margin

3.192

Balance Sheet Highlights
Financial Highlights City State Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 352,166 198,346
Total Net Loans 255,568 133,864
Total Deposits 309,354 165,124
Total Equity 29,703 22,060
Profitability
Net Income 4,066 2,310
Return on Average Assets 1.189 1.15
Return on Average Equity 13.894 9.92
Net Interest Margin 3.192 3.587
Efficiency Ratio 66.726 60.34
Noninterest Income/Revenue 24.838 13.494
Balance Sheet Ratios
Loan-to-Deposit 82.613 77.091
Securities/Assets .132 .197
Total Equity/Total Assets .084 .111
Tangible Equity/Tangible Assets .081 .107
Capital Adequacy
Tier 1 Common Capital 29,291 21,135
Tier 1 Capital 29,291 21,140
Tier 2 Capital 2,717 1,625
Total Capital 32,008 22,777
Total Risk Weighted Assets 263,506 151,308
Leverage Ratio 8.26 10.944
Common Equity Tier 1 Capital Ratio 11.12 15.631
Tier 1 Capital Ratio 11.12 15.631
Total Capital Ratio 12.15 16.675

Timeline for City State Bank

City State Bank

Acquisition: City State Bank acquired a new subsidiary, City State Bank, 23 years

View Profile May 22 2000

Albrecht Financial Services, Inc.

Albrecht Financial Services, Inc. became a new parent organization for City State Bank.

View Profile Dec 31 1992

City State Bank

City State Bank was established 129 years ago and is currently headquartered in Norwalk, IA.

Jan 01 1895
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
City State Bank Seller 34,321 Pooling of Interests Discontinued 5/22/2000
Relationships Role Relationship Start Relationship End
Albrecht Financial Services, Inc. Parent 4/5/2000
Albrecht Financial Services, Inc. Parent 12/31/1992 4/4/2000
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