Vitals
  • Total Assets
    341.0M 6.0 %
  • Total Deposits
    305.6M 6.5 %
  • Total Net Loans
    196.4M 5.1 %
  • Net Income
    3.1M 52.9 %
  • Book Value
    29.2M -1.5 %
  • Book Value x2
    58.3M -1.5 %
  • Book Value x3
    87.5M -1.5 %
ROAA

.938

ROAE

10.234

Efficiency Ratio

69.407

Net Interest Margin

3.288

Balance Sheet Highlights
Financial Highlights Lake Elmo Bank All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 340,955 147,703
Total Net Loans 196,371 97,223
Total Deposits 305,559 126,600
Total Equity 29,151 15,565
Profitability
Net Income 3,080 1,683
Return on Average Assets .938 1.08
Return on Average Equity 10.234 9.905
Net Interest Margin 3.288 3.845
Efficiency Ratio 69.407 68.21
Noninterest Income/Revenue 18.553 13.68
Balance Sheet Ratios
Loan-to-Deposit 64.266 75.205
Securities/Assets .275 .174
Total Equity/Total Assets .085 .105
Tangible Equity/Tangible Assets .085 .103
Capital Adequacy
Tier 1 Common Capital 30,449 15,225
Tier 1 Capital 30,449 15,232
Tier 2 Capital 2,676 1,135
Total Capital 33,125 16,386
Total Risk Weighted Assets 213,582 105,251
Leverage Ratio 8.97 10.475
Common Equity Tier 1 Capital Ratio 14.26 15.3
Tier 1 Capital Ratio 14.26 15.308
Total Capital Ratio 15.51 16.398

Timeline for Lake Elmo Bank

Lake Elmo Bancshares, Inc.

Lake Elmo Bancshares, Inc. became a new parent organization for Lake Elmo Bank.

View Profile Oct 31 1995

Lake Elmo Securities, Inc.

Lake Elmo Securities, Inc. became a new subsidiary organization for Lake Elmo Bank.

View Profile Feb 24 1991

Lake Elmo Bancorp, Inc.

Lake Elmo Bancorp, Inc. became a new parent organization for Lake Elmo Bank.

View Profile Aug 31 1986

Lake Elmo Bank

Lake Elmo Bank was established 112 years ago and is currently headquartered in Lake Elmo, MN.

Aug 01 1911
Relationships Role Relationship Start Relationship End
Lake Elmo Bancshares, Inc. Parent 10/31/1995
Lake Elmo Bancorp, Inc. Parent 8/31/1986 10/30/1995
Lake Elmo Securities, Inc. Subsidary 2/24/1991 12/30/1993
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