Vitals
  • Total Assets
    339.0M 5.0 %
  • Total Deposits
    302.8M 9.4 %
  • Total Net Loans
    263.6M 2.5 %
  • Net Income
    5.6M -21.9 %
  • Book Value
    35.2M 17.1 %
  • Book Value x2
    70.4M 17.1 %
  • Book Value x3
    105.5M 17.1 %
ROAA

1.713

ROAE

17.079

Efficiency Ratio

40.278

Net Interest Margin

4.957

Balance Sheet Highlights
Financial Highlights United Community Bank Of North Dakota All Insured Commercial Banks in North Dakota
Balance Sheet $(000)
Total Assets 338,987 232,076
Total Net Loans 263,570 156,713
Total Deposits 302,831 198,811
Total Equity 35,180 23,476
Profitability
Net Income 5,630 3,002
Return on Average Assets 1.713 1.206
Return on Average Equity 17.079 11.39
Net Interest Margin 4.957 3.951
Efficiency Ratio 40.278 62.572
Noninterest Income/Revenue 2.31 15.037
Balance Sheet Ratios
Loan-to-Deposit 87.035 75.896
Securities/Assets .123 .19
Total Equity/Total Assets .104 .101
Tangible Equity/Tangible Assets .104 .097
Capital Adequacy
Tier 1 Common Capital 34,483 22,730
Tier 1 Capital 34,483 22,737
Tier 2 Capital 3,382 2,012
Total Capital 37,865 24,749
Total Risk Weighted Assets 282,806 176,189
Leverage Ratio 10.08 10.101
Common Equity Tier 1 Capital Ratio 12.19 13.897
Tier 1 Capital Ratio 12.19 13.902
Total Capital Ratio 13.39 14.995

Timeline for United Community Bank Of North Dakota

American Bancor, Ltd.

American Bancor, Ltd. became a new parent organization for United Community Bank Of North Dakota.

View Profile Apr 24 2015

United Community Bank

Acquisition: United Community Bank Of North Dakota acquired a new subsidiary, United Community Bank, 27 years

View Profile Jan 01 1997

Leeds Holding Company

Leeds Holding Company became a new parent organization for United Community Bank Of North Dakota.

View Profile Jul 15 1976

United Community Bank Of North Dakota

United Community Bank Of North Dakota was established 112 years ago and is currently headquartered in Leeds, ND.

Jan 01 1912
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
United Community Bank Seller 31,166 Pooling of Interests Discontinued 1/1/1997
Relationships Role Relationship Start Relationship End
American Bancor, Ltd. Parent 4/24/2015
Leeds Holding Company Parent 12/31/1980 4/23/2015
Leeds Holding Company Parent 7/15/1976 12/30/1980
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