Vitals
  • Total Assets
    343.2M -3.2 %
  • Total Deposits
    300.3M -4.0 %
  • Total Net Loans
    187.8M 5.1 %
  • Net Income
    3.9M 184.8 %
  • Book Value
    41.6M 2.9 %
  • Book Value x2
    83.1M 2.9 %
  • Book Value x3
    124.6M 2.9 %
ROAA

1.07

ROAE

9.213

Efficiency Ratio

67.904

Net Interest Margin

3.524

Balance Sheet Highlights
Financial Highlights Farmers State Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 343,215 358,087
Total Net Loans 187,826 213,533
Total Deposits 300,335 308,027
Total Equity 41,550 38,740
Profitability
Net Income 3,900 3,845
Return on Average Assets 1.07 1.025
Return on Average Equity 9.213 9.415
Net Interest Margin 3.524 3.773
Efficiency Ratio 67.904 66.762
Noninterest Income/Revenue 14.819 16.375
Balance Sheet Ratios
Loan-to-Deposit 62.539 65.494
Securities/Assets .3 .214
Total Equity/Total Assets .121 .108
Tangible Equity/Tangible Assets .121 .104
Capital Adequacy
Tier 1 Common Capital 41,072 37,278
Tier 1 Capital 41,072 37,303
Tier 2 Capital 3,162 2,526
Total Capital 44,234 39,866
Total Risk Weighted Assets 252,830 237,367
Leverage Ratio 11.69 10.563
Common Equity Tier 1 Capital Ratio 16.24 18.073
Tier 1 Capital Ratio 16.24 18.097
Total Capital Ratio 17.5 19.169

Timeline for Farmers State Bank

Farmers Delaware Bancshares, Inc.

Farmers Delaware Bancshares, Inc. became a new parent organization for Farmers State Bank.

View Profile Mar 01 2002

The First National Bank Of Carthage

Acquisition: Farmers State Bank acquired a new subsidiary, The First National Bank Of Carthage, 24 years

View Profile Jul 22 1999

Farmers Bancshares, Inc.

Farmers Bancshares, Inc. became a new parent organization for Farmers State Bank.

View Profile Jan 27 1984

Farmers State Bank

Farmers State Bank was established 113 years ago and is currently headquartered in Center, TX.

Jul 07 1910
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The First National Bank Of Carthage Seller 31,637 Acquisition Discontinued 7/22/1999
Relationships Role Relationship Start Relationship End
Farmers Delaware Bancshares, Inc. Parent 3/1/2002
Farmers Bancshares, Inc. Parent 3/1/1993 2/28/2002
Farmers Bancshares, Inc. Parent 1/27/1984 2/28/1993
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