Efficiency Ratio Over Time
Efficiency Ratio Farmers State Bank All Insured Commercial Banks in Texas
12-31-2016 67.904 66.762
09-30-2016 66.952 66.187
06-30-2016 67.986 66.286
03-31-2016 66.118 66.484
12-31-2015 66.237 67.473
09-30-2015 66.185 67.019
06-30-2015 65.656 67.62
03-31-2015 62.333 68.379
12-31-2014 58.093 67.933
09-30-2014 55.55 67.76
06-30-2014 56.066 68.348
03-31-2014 57.415 69.161
12-31-2013 60.904 70.01
09-30-2013 61.948 69.448
06-30-2013 62.464 70.111
03-31-2013 63.495 71.168
12-31-2012 56.08 70.289
09-30-2012 56.229 69.365
06-30-2012 55.492 69.7
03-31-2012 53.416 69.836
12-31-2011 56.943 71.203
09-30-2011 57.09 70.717
06-30-2011 59.261 71.672
03-31-2011 57.44 72.166
12-31-2010 60.267 72.798
09-30-2010 60.633 71.344
06-30-2010 60.84 71.672
03-31-2010 62.333 72.124
12-31-2009 62.179 72.899
09-30-2009 60.759 71.928
06-30-2009 61.419 72.628
03-31-2009 59.974 71.399
12-31-2008 58.967 70.933
09-30-2008 55.251 69.839
06-30-2008 54.213 70.152
03-31-2008 50.519 69.753
12-31-2007 59.664 68.047
09-30-2007 60.325 66.762
06-30-2007 61.405 66.933
03-31-2007 62.678 66.629
12-31-2006 61.758 66.288
09-30-2006 59.886 64.993
06-30-2006 60.998 65.249
03-31-2006 60.211 65.978
12-31-2005 64.741 67.153
09-30-2005 66.843 66.756
06-30-2005 69.772 67.031
03-31-2005 65.027 67.486
12-31-2004 62.839 69.184
09-30-2004 63.764 68.305
06-30-2004 64.673 68.807
03-31-2004 64.323 69.055
12-31-2003 61.148 69.41
09-30-2003 60.524 68.526
06-30-2003 58.758 68.452
03-31-2003 59.756 68.632
12-31-2002 59.52 67.534