Charlotte State Bank & Trust
Port Charlotte, FL — Non-member Bank
Active
Vitals
-
Total Assets334.6M 10.0 %
-
Total Deposits303.8M 10.7 %
-
Total Net Loans184.2M 16.8 %
-
Net Income6.1M 28.2 %
-
Book Value28.2M 3.9 %
-
Book Value x256.5M 3.9 %
-
Book Value x384.7M 3.9 %
Balance Sheet Highlights
| Financial Highlights | Charlotte State Bank & Trust | All Insured Commercial Banks in Florida |
| Balance Sheet $(000) | ||
| Total Assets | 334,614 | 586,559 |
| Total Net Loans | 184,237 | 397,788 |
| Total Deposits | 303,765 | 483,997 |
| Total Equity | 28,231 | 60,775 |
| Profitability | ||
| Net Income | 6,090 | 4,381 |
| Return on Average Assets | 1.875 | .706 |
| Return on Average Equity | 21.417 | 6.893 |
| Net Interest Margin | 3.483 | 3.553 |
| Efficiency Ratio | 60.84 | 74.427 |
| Noninterest Income/Revenue | 31.105 | 15.578 |
| Balance Sheet Ratios | ||
| Loan-to-Deposit | 60.651 | 80.705 |
| Securities/Assets | .325 | .17 |
| Total Equity/Total Assets | .084 | .104 |
| Tangible Equity/Tangible Assets | .084 | .1 |
| Capital Adequacy | ||
| Tier 1 Common Capital | 30,367 | 55,412 |
| Tier 1 Capital | 30,367 | 55,855 |
| Tier 2 Capital | 2,446 | 4,271 |
| Total Capital | 32,813 | 60,316 |
| Total Risk Weighted Assets | 194,218 | 416,967 |
| Leverage Ratio | 9 | 10.155 |
| Common Equity Tier 1 Capital Ratio | 15.64 | 14.982 |
| Tier 1 Capital Ratio | 15.64 | 15.063 |
| Total Capital Ratio | 16.89 | 16.194 |
Timeline for Charlotte State Bank & Trust
Charlotte State Financial Services, Inc.
Charlotte State Financial Services, Inc. became a new subsidiary organization for Charlotte State Bank & Trust.
View Profile Jul 31 1998
Charlotte State Bank & Trust
Charlotte State Bank & Trust was established 36 years ago and is currently headquartered in Port Charlotte, FL.
Nov 03 1987
Crews Banking Corporation
Crews Banking Corporation became a new parent organization for Charlotte State Bank & Trust.
View Profile Nov 03 1987| Relationships | Role | Relationship Start | Relationship End |
| Crews Banking Corporation | Parent | 10/22/1996 | |
| Crews Banking Corporation | Parent | 7/13/1992 | 10/21/1996 |
| Crews Banking Corporation | Parent | 10/4/1991 | 7/12/1992 |
| Crews Banking Corporation | Parent | 12/22/1989 | 10/3/1991 |
| Crews Banking Corporation | Parent | 11/3/1987 | 12/21/1989 |
| Charlotte State Financial Services, Inc. | Subsidary | 6/30/2007 | |
| Charlotte State Financial Services, Inc. | Subsidary | 7/31/1998 | 6/29/2007 |
Similar Organizations
| Organization | City | State | Total Assets |
|---|---|---|---|
|
Commercial Bank
|
Parsons | KS | 332.2M |
|
Homebank
|
Palmyra | MO | 335.2M |
|
Private Bank Of Buckhead
|
Atlanta | GA | 329.4M |
|
Harford Bank
|
Aberdeen | MD | 328.9M |
|
Bank Of Ocean City
|
Ocean City | MD | 328.9M |
|
Lake Elmo Bank
|
Lake Elmo | MN | 338.9M |
|
M C Bank & Trust Company
|
Morgan City | LA | 332.4M |
|
Fresno First Bank
|
Fresno | CA | 333.5M |
|
Northview Bank
|
Sandstone | MN | 322.9M |
|
Southwest Capital Bank
|
Albuquerque | NM | 342.9M |