Vitals
  • Total Assets
    300.8M 5.1 %
  • Total Deposits
    269.0M 4.8 %
  • Total Net Loans
    175.8M 14.3 %
  • Net Income
    2.6M 19.3 %
  • Book Value
    30.2M 7.8 %
  • Book Value x2
    60.4M 7.8 %
  • Book Value x3
    90.7M 7.8 %
ROAA

.855

ROAE

8.876

Efficiency Ratio

58.416

Net Interest Margin

3.168

Balance Sheet Highlights
Financial Highlights Bank Of Ocean City All Insured Commercial Banks in Maryland
Balance Sheet $(000)
Total Assets 300,834 804,628
Total Net Loans 175,837 615,155
Total Deposits 268,979 644,089
Total Equity 30,220 83,729
Profitability
Net Income 2,591 6,445
Return on Average Assets .855 .743
Return on Average Equity 8.876 7.02
Net Interest Margin 3.168 3.678
Efficiency Ratio 58.416 72.114
Noninterest Income/Revenue 7.536 18.691
Balance Sheet Ratios
Loan-to-Deposit 65.372 90.195
Securities/Assets .267 .114
Total Equity/Total Assets .1 .104
Tangible Equity/Tangible Assets .1 .093
Capital Adequacy
Tier 1 Common Capital 29,439 74,463
Tier 1 Capital 29,439 75,572
Tier 2 Capital 2,037 7,498
Total Capital 31,476 83,523
Total Risk Weighted Assets 192,051 632,592
Leverage Ratio 9.23 9.794
Common Equity Tier 1 Capital Ratio 15.33 12.533
Tier 1 Capital Ratio 15.33 12.687
Total Capital Ratio 16.39 13.794

Timeline for Bank Of Ocean City

Bank Of Ocean City

Bank Of Ocean City was established 108 years ago and is currently headquartered in Ocean City, MD.

Jan 01 1916
Relationships Role Relationship Start Relationship End
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