Bank Of Ocean City
Ocean City, MD — Non-member Bank
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Net Interest Margin Over Time
| Net Interest Margin | Bank Of Ocean City | All Insured Commercial Banks in Maryland |
| 12-31-2016 | 3.168 | 3.678 |
| 09-30-2016 | 3.196 | 3.693 |
| 06-30-2016 | 3.304 | 3.695 |
| 03-31-2016 | 3.306 | 3.692 |
| 12-31-2015 | 3.197 | 3.664 |
| 09-30-2015 | 3.249 | 3.633 |
| 06-30-2015 | 3.403 | 3.683 |
| 03-31-2015 | 3.419 | 3.687 |
| 12-31-2014 | 3.51 | 3.704 |
| 09-30-2014 | 3.569 | 3.707 |
| 06-30-2014 | 3.742 | 3.687 |
| 03-31-2014 | 3.734 | 3.685 |
| 12-31-2013 | 3.645 | 3.676 |
| 09-30-2013 | 3.621 | 3.657 |
| 06-30-2013 | 3.715 | 3.632 |
| 03-31-2013 | 3.694 | 3.635 |
| 12-31-2012 | 3.612 | 3.728 |
| 09-30-2012 | 3.655 | 3.735 |
| 06-30-2012 | 3.814 | 3.74 |
| 03-31-2012 | 3.96 | 3.76 |
| 12-31-2011 | 4.004 | 3.788 |
| 09-30-2011 | 4.153 | 3.841 |
| 06-30-2011 | 4.414 | 3.825 |
| 03-31-2011 | 4.5 | 3.802 |
| 12-31-2010 | 4.418 | 3.827 |
| 09-30-2010 | 4.493 | 3.792 |
| 06-30-2010 | 4.689 | 3.772 |
| 03-31-2010 | 4.744 | 3.772 |
| 12-31-2009 | 4.658 | 3.654 |
| 09-30-2009 | 4.586 | 3.584 |
| 06-30-2009 | 4.631 | 3.535 |
| 03-31-2009 | 4.542 | 3.478 |
| 12-31-2008 | 4.757 | 3.828 |
| 09-30-2008 | 4.864 | 3.87 |
| 06-30-2008 | 4.913 | 3.878 |
| 03-31-2008 | 5.087 | 3.883 |
| 12-31-2007 | 5.061 | 4.232 |
| 09-30-2007 | 5.059 | 4.236 |
| 06-30-2007 | 5.083 | 4.23 |
| 03-31-2007 | 5.086 | 4.179 |
| 12-31-2006 | 4.998 | 4.374 |
| 09-30-2006 | 4.92 | 4.418 |
| 06-30-2006 | 4.852 | 4.423 |
| 03-31-2006 | 4.821 | 4.391 |
| 12-31-2005 | 5.338 | 4.332 |
| 09-30-2005 | 5.342 | 4.297 |
| 06-30-2005 | 5.28 | 4.249 |
| 03-31-2005 | 5.317 | 4.198 |
| 12-31-2004 | 5.075 | 4.135 |
| 09-30-2004 | 5.055 | 4.141 |
| 06-30-2004 | 5.122 | 4.144 |
| 03-31-2004 | 5.101 | 4.156 |
| 12-31-2003 | 4.746 | 4.271 |
| 09-30-2003 | 4.636 | 4.254 |
| 06-30-2003 | 4.811 | 4.312 |
| 03-31-2003 | 4.782 | 4.317 |
| 12-31-2002 | 4.778 | 4.412 |