Vitals
  • Total Assets
    326.4M -4.6 %
  • Total Deposits
    261.1M -6.2 %
  • Total Net Loans
    158.4M 10.2 %
  • Net Income
    3.1M -12.7 %
  • Book Value
    63.8M 2.5 %
  • Book Value x2
    127.7M 2.5 %
  • Book Value x3
    191.5M 2.5 %
ROAA

.902

ROAE

4.807

Efficiency Ratio

60.227

Net Interest Margin

3.734

Balance Sheet Highlights
Financial Highlights M C Bank & Trust Company All Insured Commercial Banks in Louisiana
Balance Sheet $(000)
Total Assets 326,446 340,347
Total Net Loans 158,363 227,146
Total Deposits 261,116 291,952
Total Equity 63,829 36,108
Profitability
Net Income 3,075 3,221
Return on Average Assets .902 .994
Return on Average Equity 4.807 8.993
Net Interest Margin 3.734 4.112
Efficiency Ratio 60.227 68.63
Noninterest Income/Revenue 5.288 14.204
Balance Sheet Ratios
Loan-to-Deposit 60.649 74.405
Securities/Assets .409 .197
Total Equity/Total Assets .196 .106
Tangible Equity/Tangible Assets .192 .105
Capital Adequacy
Tier 1 Common Capital 63,124 35,803
Tier 1 Capital 63,124 36,059
Tier 2 Capital 2,496 2,443
Total Capital 65,620 38,519
Total Risk Weighted Assets 199,359 245,733
Leverage Ratio 19.13 10.776
Common Equity Tier 1 Capital Ratio 31.66 16.476
Tier 1 Capital Ratio 31.66 16.481
Total Capital Ratio 32.92 17.491

Timeline for M C Bank & Trust Company

Mcb Holdings, Llc

Mcb Holdings, Llc became a new subsidiary organization for M C Bank & Trust Company.

View Profile Oct 29 2002

Guaranty Bank & Trust Company Of Morgan City

Acquisition: M C Bank & Trust Company acquired a new subsidiary, Guaranty Bank & Trust Company Of Morgan City, 26 years

View Profile Dec 01 1997

M C Bancshares, Inc.

M C Bancshares, Inc. became a new parent organization for M C Bank & Trust Company.

View Profile Apr 01 1991

M C Bank & Trust Company

M C Bank & Trust Company was established 69 years ago and is currently headquartered in Morgan City, LA.

Jan 20 1955
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Guaranty Bank & Trust Company Of Morgan City Seller 64,831 Acquisition Discontinued 12/1/1997
Relationships Role Relationship Start Relationship End
M C Bancshares, Inc. Parent 4/1/1991
Mcb Holdings, Llc Subsidary 10/29/2002
Similar Organizations
Organization City State Total Assets
Commercial Bank
 		Parsons KS 332.2M
Charlotte State Bank & Trust
 		Port Charlotte FL 332.8M
Homebank
 		Palmyra MO 335.2M
Private Bank Of Buckhead
 		Atlanta GA 329.4M
Harford Bank
 		Aberdeen MD 328.9M
Bank Of Ocean City
 		Ocean City MD 328.9M
Lake Elmo Bank
 		Lake Elmo MN 338.9M
Northview Bank
 		Sandstone MN 322.9M
Fresno First Bank
 		Fresno CA 333.5M
Southwest Capital Bank
 		Albuquerque NM 342.9M