Vitals
  • Total Assets
    363.5M 22.9 %
  • Total Deposits
    332.5M 23.9 %
  • Total Net Loans
    224.4M 21.4 %
  • Net Income
    3.1M 22.1 %
  • Book Value
    29.7M 11.2 %
  • Book Value x2
    59.4M 11.2 %
  • Book Value x3
    89.1M 11.2 %
ROAA

.988

ROAE

10.932

Efficiency Ratio

54.061

Net Interest Margin

4.153

Balance Sheet Highlights
Financial Highlights Fresno First Bank All Insured Commercial Banks in California
Balance Sheet $(000)
Total Assets 363,533 1,346,313
Total Net Loans 224,356 907,793
Total Deposits 332,529 1,084,972
Total Equity 29,699 169,778
Profitability
Net Income 3,107 12,577
Return on Average Assets .988 .955
Return on Average Equity 10.932 8.072
Net Interest Margin 4.153 3.784
Efficiency Ratio 54.061 64.937
Noninterest Income/Revenue 11.648 13.682
Balance Sheet Ratios
Loan-to-Deposit 67.47 83.983
Securities/Assets .182 .141
Total Equity/Total Assets .082 .126
Tangible Equity/Tangible Assets .081 .113
Capital Adequacy
Tier 1 Common Capital 29,597 147,337
Tier 1 Capital 29,597 147,552
Tier 2 Capital 2,500 11,893
Total Capital 32,097 160,236
Total Risk Weighted Assets 199,576 1,009,488
Leverage Ratio 8.45 11.256
Common Equity Tier 1 Capital Ratio 14.83 14.697
Tier 1 Capital Ratio 14.83 14.792
Total Capital Ratio 16.08 16.005

Timeline for Fresno First Bank

Communities First Financial Corporation

Communities First Financial Corporation became a new parent organization for Fresno First Bank.

View Profile Nov 08 2014

Fresno First Bank

Fresno First Bank was established 18 years ago and is currently headquartered in Fresno, CA.

Dec 23 2005
Relationships Role Relationship Start Relationship End
Communities First Financial Corporation Parent 11/8/2014
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