Vitals
  • Total Assets
    353.9M 5.9 %
  • Total Deposits
    291.9M 3.7 %
  • Total Net Loans
    249.4M 7.7 %
  • Net Income
    2.9M 12.7 %
  • Book Value
    29.9M 4.1 %
  • Book Value x2
    59.8M 4.1 %
  • Book Value x3
    89.7M 4.1 %
ROAA

.836

ROAE

9.762

Efficiency Ratio

67.087

Net Interest Margin

3.839

Balance Sheet Highlights
Financial Highlights Sauk Valley Bank & Trust Company All Insured Commercial Banks in Illinois
Balance Sheet $(000)
Total Assets 353,887 290,894
Total Net Loans 249,401 191,278
Total Deposits 291,853 246,407
Total Equity 29,889 31,125
Profitability
Net Income 2,902 2,670
Return on Average Assets .836 .919
Return on Average Equity 9.762 8.247
Net Interest Margin 3.839 3.499
Efficiency Ratio 67.087 67.9
Noninterest Income/Revenue 17.54 16.598
Balance Sheet Ratios
Loan-to-Deposit 85.454 72.669
Securities/Assets .227 .191
Total Equity/Total Assets .084 .107
Tangible Equity/Tangible Assets .083 .103
Capital Adequacy
Tier 1 Common Capital 30,530 29,670
Tier 1 Capital 30,530 29,720
Tier 2 Capital 2,403 2,112
Total Capital 32,933 31,905
Total Risk Weighted Assets 263,660 212,461
Leverage Ratio 8.67 10.62
Common Equity Tier 1 Capital Ratio 11.58 16.313
Tier 1 Capital Ratio 11.58 16.329
Total Capital Ratio 12.49 17.341

Timeline for Sauk Valley Bank & Trust Company

Sv Financial, Inc.

Sv Financial, Inc. became a new parent organization for Sauk Valley Bank & Trust Company.

View Profile Jun 25 2002

Sauk Valley Bank & Trust Company

Sauk Valley Bank & Trust Company was established 24 years ago and is currently headquartered in Sterling, IL.

Jul 09 1999
Relationships Role Relationship Start Relationship End
Sv Financial, Inc. Parent 6/25/2002
Similar Organizations
Organization City State Total Assets
The Savings Bank
 		Circleville OH 356.0M
Royal Bank
 		Elroy WI 354.5M
Points West Community Bank
 		Sidney NE 357.4M
First Commercial Bank
 		Jackson MS 359.3M
Farmers And Merchants Union Bank
 		Columbus WI 351.1M
Community 1St Bank
 		Auburn CA 350.6M
The Bank Of Tescott
 		Tescott KS 364.6M
Crossroads Bank
 		Wabash IN 345.4M
Farmers State Bank
 		Center TX 344.3M
City State Bank
 		Norwalk IA 343.8M