The Commercial Bank
Woodville, MS — Domestic Branch of a Domestic Bank
Acquired Nov 2003
Vitals
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Total Assets56.1M
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Total Deposits47.3M
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Total Net Loans26.0M
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Net Income341000.0000
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Book Value8.5M
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Book Value x217.0M
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Book Value x325.5M
Balance Sheet Highlights
| Financial Highlights | The Commercial Bank | All Insured Commercial Banks in Mississippi |
| Balance Sheet $(000) | ||
| Total Assets | 56,100 | 184,391 |
| Total Net Loans | 26,017 | 113,988 |
| Total Deposits | 47,267 | 151,674 |
| Total Equity | 8,516 | 19,384 |
| Profitability | ||
| Net Income | 341 | 3,117 |
| Return on Average Assets | .766 | 1.201 |
| Return on Average Equity | 5.302 | 11.275 |
| Net Interest Margin | 4.355 | 4.341 |
| Efficiency Ratio | 93.273 | 64.333 |
| Noninterest Income/Revenue | 10.224 | 16.09 |
| Balance Sheet Ratios | ||
| Loan-to-Deposit | 55.043 | 71.878 |
| Securities/Assets | .402 | .763 |
| Total Equity/Total Assets | .152 | .105 |
| Tangible Equity/Tangible Assets | .152 | -.011 |
| Capital Adequacy | ||
| Tier 1 Common Capital | — | — |
| Tier 1 Capital | 8,516 | 18,573 |
| Tier 2 Capital | 362 | 1,477 |
| Total Capital | 8,878 | 20,050 |
| Total Risk Weighted Assets | 28,192 | 124,670 |
| Leverage Ratio | 14.75 | 10.485 |
| Common Equity Tier 1 Capital Ratio | — | — |
| Tier 1 Capital Ratio | 30.21 | 16.135 |
| Total Capital Ratio | 31.49 | 17.324 |
Timeline for The Commercial Bank
United Mississippi Bank
The Commercial Bank was acquired by United Mississippi Bank 20 years
View Profile Nov 01 2003
The Commercial Bank
The Commercial Bank was established 111 years ago and is currently headquartered in Woodville, MS.
Apr 14 1913| Acquisitions & Mergers | Role | Assets | Acct Method | Type | Transaction Date |
| United Mississippi Bank | Buyer | 356,562 | Acquisition | Discontinued | 11/1/2003 |
| Relationships | Role | Relationship Start | Relationship End |
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