Vitals
  • Total Assets
    56.1M
  • Total Deposits
    47.3M
  • Total Net Loans
    26.0M
  • Net Income
    341000.0000
  • Book Value
    8.5M
  • Book Value x2
    17.0M
  • Book Value x3
    25.5M
ROAA

.766

ROAE

5.302

Efficiency Ratio

93.273

Net Interest Margin

4.355

Balance Sheet Highlights
Financial Highlights The Commercial Bank All Insured Commercial Banks in Mississippi
Balance Sheet $(000)
Total Assets 56,100 184,391
Total Net Loans 26,017 113,988
Total Deposits 47,267 151,674
Total Equity 8,516 19,384
Profitability
Net Income 341 3,117
Return on Average Assets .766 1.201
Return on Average Equity 5.302 11.275
Net Interest Margin 4.355 4.341
Efficiency Ratio 93.273 64.333
Noninterest Income/Revenue 10.224 16.09
Balance Sheet Ratios
Loan-to-Deposit 55.043 71.878
Securities/Assets .402 .763
Total Equity/Total Assets .152 .105
Tangible Equity/Tangible Assets .152 -.011
Capital Adequacy
Tier 1 Common Capital
Tier 1 Capital 8,516 18,573
Tier 2 Capital 362 1,477
Total Capital 8,878 20,050
Total Risk Weighted Assets 28,192 124,670
Leverage Ratio 14.75 10.485
Common Equity Tier 1 Capital Ratio
Tier 1 Capital Ratio 30.21 16.135
Total Capital Ratio 31.49 17.324

Timeline for The Commercial Bank

United Mississippi Bank

The Commercial Bank was acquired by United Mississippi Bank 20 years

View Profile Nov 01 2003

The Commercial Bank

The Commercial Bank was established 111 years ago and is currently headquartered in Woodville, MS.

Apr 14 1913
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
United Mississippi Bank Buyer 356,562 Acquisition Discontinued 11/1/2003
Relationships Role Relationship Start Relationship End
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