Net Income Analysis ( % relative to Total Revenue )
Income Statement The Commercial Bank All Insured Commercial Banks in Mississippi
Interest and Fees on Loans 1,710 6,143
Income from Lease Financing Receivables — 4,408
20 208
Estimated Tax Benefit from Tax-Exempt Loan Income 7 106
Income on Loans and Leases (TE) 1,717 6,167
Investment Interest Income (TE) 641 1,688
Total Interest Income (TE) 2,406 7,810
Total Interest Expense 581 2,299
Net Interest Income (TE) 1,825 5,505
Non-Interest Income 274 1,498
Adjusted Operating Income (TE) 2,099 7,009
Non-interest Expense 1,958 4,315
Provision for Loan & Lease Losses 330 790
Pretax Operating Income (TE) — 6,388
Pretax Net Operating Income (TE) 416 4,682
Applicable Income Taxes — 2,374
Net Operating Income 341 3,117
Net Income 341 3,117
Cash Dividends Declared 126 4,720
Retained Earnings 215 2,022