Vitals
  • Total Assets
    55.2M -1.6 %
  • Total Deposits
    43.9M -2.0 %
  • Total Net Loans
    28.9M -2.7 %
  • Net Income
    374000.0000 -6.3 %
  • Book Value
    11.0M 0.9 %
  • Book Value x2
    22.0M 0.9 %
  • Book Value x3
    33.1M 0.9 %
ROAA

.66

ROAE

3.355

Efficiency Ratio

73.657

Net Interest Margin

3.562

Balance Sheet Highlights
Financial Highlights First State Bank Of Decatur All Insured Commercial Banks in Michigan
Balance Sheet $(000)
Total Assets 55,202 330,697
Total Net Loans 28,928 227,599
Total Deposits 43,884 278,247
Total Equity 11,017 33,935
Profitability
Net Income 374 3,589
Return on Average Assets .66 .954
Return on Average Equity 3.355 8.772
Net Interest Margin 3.562 3.821
Efficiency Ratio 73.657 71.925
Noninterest Income/Revenue 7.121 24.061
Balance Sheet Ratios
Loan-to-Deposit 65.919 76.845
Securities/Assets .372 .16
Total Equity/Total Assets .2 .103
Tangible Equity/Tangible Assets .2 .098
Capital Adequacy
Tier 1 Common Capital 11,107 32,553
Tier 1 Capital 11,107 32,664
Tier 2 Capital 338 2,479
Total Capital 11,445 35,133
Total Risk Weighted Assets 26,945 242,208
Leverage Ratio 19.9 10.341
Common Equity Tier 1 Capital Ratio 41.22 15.339
Tier 1 Capital Ratio 41.22 15.393
Total Capital Ratio 42.48 16.423

Timeline for First State Bank Of Decatur

First State Bank Of Decatur

First State Bank Of Decatur was established 154 years ago and is currently headquartered in Decatur, MI.

Jan 01 1870
Relationships Role Relationship Start Relationship End
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