Vitals
  • Total Assets
    346.8M 8.9 %
  • Total Deposits
    311.8M 9.2 %
  • Total Net Loans
    261.4M 25.1 %
  • Net Income
    1.9M 23.9 %
  • Book Value
    34.2M 7.1 %
  • Book Value x2
    68.4M 7.1 %
  • Book Value x3
    102.6M 7.1 %
ROAA

.562

ROAE

5.668

Efficiency Ratio

78.965

Net Interest Margin

3.933

Balance Sheet Highlights
Financial Highlights Oxford Bank All Insured Commercial Banks in Michigan
Balance Sheet $(000)
Total Assets 346,751 330,697
Total Net Loans 261,450 227,599
Total Deposits 311,843 278,247
Total Equity 34,202 33,935
Profitability
Net Income 1,884 3,589
Return on Average Assets .562 .954
Return on Average Equity 5.668 8.772
Net Interest Margin 3.933 3.821
Efficiency Ratio 78.965 71.925
Noninterest Income/Revenue 9.3 24.061
Balance Sheet Ratios
Loan-to-Deposit 83.84 76.845
Securities/Assets .074 .16
Total Equity/Total Assets .099 .103
Tangible Equity/Tangible Assets .098 .098
Capital Adequacy
Tier 1 Common Capital 30,862 32,553
Tier 1 Capital 30,862 32,664
Tier 2 Capital 3,317 2,479
Total Capital 34,179 35,133
Total Risk Weighted Assets 276,182 242,208
Leverage Ratio 9.12 10.341
Common Equity Tier 1 Capital Ratio 11.17 15.339
Tier 1 Capital Ratio 11.17 15.393
Total Capital Ratio 12.38 16.423

Timeline for Oxford Bank

Oxford Bank Mortgage Services, L.L.C.

Acquisition: Oxford Bank acquired a new subsidiary, Oxford Bank Mortgage Services, L.L.C. , 15 years

View Profile Jun 01 2008

Oxford Bank Mortgage Services, L.L.C.

Oxford Bank Mortgage Services, L.L.C. became a new subsidiary organization for Oxford Bank.

View Profile Apr 16 2002

Oxford Bank Corporation

Oxford Bank Corporation became a new parent organization for Oxford Bank.

View Profile Jul 29 1988

Oxford Bank

Oxford Bank was established 139 years ago and is currently headquartered in Oxford, MI.

Jun 04 1884
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Oxford Bank Mortgage Services, L.L.C. Seller Pooling of Interests Discontinued 6/1/2008
Relationships Role Relationship Start Relationship End
Oxford Bank Corporation Parent 7/29/1988
Oxford Bank Mortgage Services, L.L.C. Subsidary 4/16/2002 5/31/2008
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