Vitals
  • Total Assets
    83.6M 4.2 %
  • Total Deposits
    74.5M 7.0 %
  • Total Net Loans
    50.5M -10.0 %
  • Net Income
    566000.0000 145.0 %
  • Book Value
    6.8M -4.8 %
  • Book Value x2
    13.7M -4.8 %
  • Book Value x3
    20.5M -4.8 %
ROAA

.925

ROAE

10.854

Efficiency Ratio

76.787

Net Interest Margin

5.192

Balance Sheet Highlights
Financial Highlights Peoples Bank Of The South All Insured Commercial Banks in Mississippi
Balance Sheet $(000)
Total Assets 83,622 336,424
Total Net Loans 50,538 194,838
Total Deposits 74,517 283,929
Total Equity 6,835 34,807
Profitability
Net Income 566 2,381
Return on Average Assets .925 .95
Return on Average Equity 10.854 8.906
Net Interest Margin 5.192 3.952
Efficiency Ratio 76.787 69.364
Noninterest Income/Revenue 35.46 19.823
Balance Sheet Ratios
Loan-to-Deposit 67.821 66.093
Securities/Assets .138 .268
Total Equity/Total Assets .082 .103
Tangible Equity/Tangible Assets .082 .1
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 7,386 34,628
Tier 2 Capital 663 2,607
Total Capital 8,049 37,230
Total Risk Weighted Assets 52,900 225,167
Leverage Ratio 8.93 10.773
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 13.96 17.014
Total Capital Ratio 15.22 18.179

Timeline for Peoples Bank Of The South

United Mississippi Bank

Peoples Bank Of The South was acquired by United Mississippi Bank 10 years

View Profile Nov 01 2013

Pbfc Holding Company

Pbfc Holding Company became a new parent organization for Peoples Bank Of The South.

View Profile Mar 02 2004

Peoples Bank Of The South

Peoples Bank Of The South was established 25 years ago and is currently headquartered in Bude, MS.

Jul 06 1998
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
United Mississippi Bank Buyer 356,562 Acquisition Discontinued 11/1/2013
Relationships Role Relationship Start Relationship End
Pbfc Holding Company Parent 3/2/2004 10/31/2013
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