Vitals
  • Total Assets
    333.8M 33.3 %
  • Total Deposits
    289.4M 36.5 %
  • Total Net Loans
    177.7M 11.9 %
  • Net Income
    524000.0000 208.2 %
  • Book Value
    40.7M 12.6 %
  • Book Value x2
    81.4M 12.6 %
  • Book Value x3
    122.2M 12.6 %
ROAA

.659

ROAE

5.174

Efficiency Ratio

64.716

Net Interest Margin

3.474

Balance Sheet Highlights
Financial Highlights United Community Bank Tennessee All Insured Commercial Banks in Tennessee
Balance Sheet $(000)
Total Assets 333,848 191,212
Total Net Loans 177,718 129,345
Total Deposits 289,437 159,901
Total Equity 40,717 19,389
Profitability
Net Income 524 2,146
Return on Average Assets .659 1.14
Return on Average Equity 5.174 11.855
Net Interest Margin 3.474 4.249
Efficiency Ratio 64.716 68.881
Noninterest Income/Revenue 8.179 11.894
Balance Sheet Ratios
Loan-to-Deposit 61.401 78.586
Securities/Assets .14 .276
Total Equity/Total Assets .122 .101
Tangible Equity/Tangible Assets .064 -.286
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 22,655 18,661
Tier 2 Capital 2,381 1,537
Total Capital 25,036 20,196
Total Risk Weighted Assets 217,700 138,641
Leverage Ratio 7.57 10.477
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 10.41 15.233
Total Capital Ratio 11.5 16.371

Timeline for United Community Bank Tennessee

United Community Bank

United Community Bank Tennessee was acquired by United Community Bank 18 years

View Profile Apr 01 2006

United Community Banks, Inc.

United Community Banks, Inc. became a new parent organization for United Community Bank Tennessee.

View Profile Mar 31 2003

Fcb Financial Services, Inc.

Fcb Financial Services, Inc. became a new subsidiary organization for United Community Bank Tennessee.

View Profile Feb 01 2001

First Central Bancshares, Inc.

First Central Bancshares, Inc. became a new parent organization for United Community Bank Tennessee.

View Profile Apr 06 1993

United Community Bank Tennessee

United Community Bank Tennessee was established 32 years ago and is currently headquartered in Lenoir City, TN.

Jun 04 1991
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
United Community Bank Buyer 10,278,851 Pooling of Interests Discontinued 4/1/2006
Relationships Role Relationship Start Relationship End
United Community Banks, Inc. Parent 3/31/2003 3/31/2006
First Central Bancshares, Inc. Parent 4/6/1993 3/30/2003
Fcb Financial Services, Inc. Subsidary 2/1/2001 2/16/2004
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