Efficiency Ratio Over Time
Efficiency Ratio United Community Bank Tennessee All Insured Commercial Banks in Tennessee
03-31-2006 64.716 68.881
12-31-2005 72.995 68.603
09-30-2005 75.426 67.371
06-30-2005 78.516 67.28
03-31-2005 82.58 67.669
12-31-2004 81.997 67.909
09-30-2004 87.607 67.78
06-30-2004 89.586 67.917
03-31-2004 96.362 67.404
12-31-2003 73.35 67.065
09-30-2003 72.687 66.477
06-30-2003 70.287 67.007
03-31-2003 67.319
12-31-2002 68.23 65.163