United Community Bank Tennessee
Lenoir City, TN — Domestic Branch of a Domestic Bank
Acquired Apr 2006
Net Income Analysis
( % relative to Total Revenue )
Income Statement | United Community Bank Tennessee | All Insured Commercial Banks in Tennessee |
Interest and Fees on Loans | 3,445 | 2,455 |
Income from Lease Financing Receivables | — | 420 |
— | 21 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 10 |
Income on Loans and Leases (TE) | 3,445 | 2,460 |
Investment Interest Income (TE) | 530 | 403 |
Total Interest Income (TE) | 4,603 | 2,964 |
Total Interest Expense | 2,116 | 1,127 |
Net Interest Income (TE) | 2,487 | 1,831 |
Non-Interest Income | 410 | 400 |
Adjusted Operating Income (TE) | 2,897 | 2,254 |
Non-interest Expense | 1,875 | 1,445 |
Provision for Loan & Lease Losses | 152 | 262 |
Pretax Operating Income (TE) | 870 | 1,597 |
Pretax Net Operating Income (TE) | 834 | 1,103 |
Applicable Income Taxes | 301 | 262 |
Net Operating Income | 524 | 825 |
Net Income | 524 | 2,146 |
Cash Dividends Declared | — | 4,489 |
Retained Earnings | 524 | 556 |