Vitals
  • Total Assets
    1.6B 9.5 %
  • Total Deposits
    1.4B 11.6 %
  • Total Net Loans
    1.3B 9.1 %
  • Net Income
    20.7M 4.2 %
  • Book Value
    182.1M 4.5 %
  • Book Value x2
    364.3M 4.5 %
  • Book Value x3
    546.4M 4.5 %
ROAA

1.347

ROAE

11.64

Efficiency Ratio

54.499

Net Interest Margin

3.865

Balance Sheet Highlights
Financial Highlights The First Bank And Trust Company All Insured Commercial Banks in Virginia
Balance Sheet $(000)
Total Assets 1,646,855 858,303
Total Net Loans 1,320,641 607,607
Total Deposits 1,398,868 699,932
Total Equity 182,141 97,657
Profitability
Net Income 20,669 7,896
Return on Average Assets 1.347 .794
Return on Average Equity 11.64 6.983
Net Interest Margin 3.865 3.805
Efficiency Ratio 54.499 71.157
Noninterest Income/Revenue 18.105 16.327
Balance Sheet Ratios
Loan-to-Deposit 94.408 84.705
Securities/Assets .032 .136
Total Equity/Total Assets .111 .114
Tangible Equity/Tangible Assets .108 .103
Capital Adequacy
Tier 1 Common Capital 181,347 87,521
Tier 1 Capital 181,347 87,589
Tier 2 Capital 15,177 6,159
Total Capital 196,524 93,977
Total Risk Weighted Assets 1,213,252 657,024
Leverage Ratio 11.23 10.765
Common Equity Tier 1 Capital Ratio 14.95 14.768
Tier 1 Capital Ratio 14.95 14.769
Total Capital Ratio 16.2 15.893

Timeline for The First Bank And Trust Company

First Southeast Development Llc

First Southeast Development Llc became a new subsidiary organization for The First Bank And Trust Company.

View Profile Feb 11 2011

First Commonwealth Bank

Acquisition: The First Bank And Trust Company acquired a new subsidiary, First Commonwealth Bank, 21 years

View Profile May 01 2003

First Bank And Trust Company Of Tennessee

Acquisition: The First Bank And Trust Company acquired a new subsidiary, First Bank And Trust Company Of Tennessee, 22 years

View Profile Dec 29 2001

First B&T Financial Services, Inc

First B&T Financial Services, Inc became a new subsidiary organization for The First Bank And Trust Company.

View Profile Mar 10 1993

First Bancorp, Inc.

First Bancorp, Inc. became a new parent organization for The First Bank And Trust Company.

View Profile Jul 01 1992

Want to see more?

Complete timeline for The First Bank And Trust Company is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Commonwealth Bank Seller 61,885 Acquisition Discontinued 5/1/2003
First Bank And Trust Company Of Tennessee Seller 84,509 Pooling of Interests Discontinued 12/29/2001
Relationships Role Relationship Start Relationship End
First Bancorp, Inc. Parent 7/1/1992
First B&T Financial Services, Inc Subsidary 6/30/2007
First Southeast Development Llc Subsidary 2/11/2011 6/30/2011
First B&T Financial Services, Inc Subsidary 3/10/1993 6/29/2007
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