Vitals
  • Total Assets
    61.9M
  • Total Deposits
    55.2M
  • Total Net Loans
    31.4M
  • Net Income
    107000.0000
  • Book Value
    6.5M
  • Book Value x2
    12.9M
  • Book Value x3
    19.4M
ROAA

.724

ROAE

6.667

Efficiency Ratio

80.597

Net Interest Margin

4.056

Balance Sheet Highlights
Financial Highlights First Commonwealth Bank All Insured Commercial Banks in Virginia
Balance Sheet $(000)
Total Assets 61,885 291,971
Total Net Loans 31,421 184,928
Total Deposits 55,188 246,828
Total Equity 6,469 26,017
Profitability
Net Income 107 1,833
Return on Average Assets .724 1.208
Return on Average Equity 6.667 13.595
Net Interest Margin 4.056 4.196
Efficiency Ratio 80.597 62.719
Noninterest Income/Revenue 14.842 16.185
Balance Sheet Ratios
Loan-to-Deposit 56.935 74.715
Securities/Assets .211 .807
Total Equity/Total Assets .105 .089
Tangible Equity/Tangible Assets .105 .021
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 6,281 23,805
Tier 2 Capital 458 2,417
Total Capital 6,739 26,557
Total Risk Weighted Assets 36,513 196,477
Leverage Ratio 10.62 9.103
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 17.2 13.174
Total Capital Ratio 18.46 14.438

Timeline for First Commonwealth Bank

The First Bank And Trust Company

First Commonwealth Bank was acquired by The First Bank And Trust Company 22 years

View Profile May 01 2003

First Commonwealth Bank

First Commonwealth Bank was established 42 years ago and is currently headquartered in Wise, VA.

Sep 15 1983
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The First Bank And Trust Company Buyer 1,563,504 Acquisition Discontinued 5/1/2003
Relationships Role Relationship Start Relationship End
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