Net Income Analysis ( % relative to Total Revenue )
Income Statement The First Bank And Trust Company All Insured Commercial Banks in Virginia
Interest and Fees on Loans 60,214 27,504
Income from Lease Financing Receivables — 0
721 210
Estimated Tax Benefit from Tax-Exempt Loan Income 388 103
Income on Loans and Leases (TE) 60,602 27,695
Investment Interest Income (TE) 1,356 3,362
Total Interest Income (TE) 62,723 31,612
Total Interest Expense 6,591 3,609
Net Interest Income (TE) 56,132 27,533
Non-Interest Income 13,867 6,168
Adjusted Operating Income (TE) 69,999 34,154
Non-interest Expense 38,149 22,095
Provision for Loan & Lease Losses 402 1,171
Pretax Operating Income (TE) 31,448 10,243
Pretax Net Operating Income (TE) 31,448 10,425
Applicable Income Taxes 10,101 2,728
Net Operating Income 20,669 7,993
Net Income 20,669 7,896
Cash Dividends Declared 12,717 2,915
Retained Earnings 7,952 3,997