Vitals
  • Total Assets
    1.5B 0.0 %
  • Total Deposits
    1.3B 3.1 %
  • Total Net Loans
    1.2B 0.4 %
  • Net Income
    14.1M 6.4 %
  • Book Value
    177.9M 1.6 %
  • Book Value x2
    355.8M 1.6 %
  • Book Value x3
    533.8M 1.6 %
ROAA

.92

ROAE

7.871

Efficiency Ratio

64.558

Net Interest Margin

3.316

Balance Sheet Highlights
Financial Highlights Lafayette Ambassador Bank All Insured Commercial Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 1,527,245 784,148
Total Net Loans 1,178,908 559,183
Total Deposits 1,266,319 637,080
Total Equity 177,921 81,247
Profitability
Net Income 14,095 6,303
Return on Average Assets .92 .785
Return on Average Equity 7.871 7.431
Net Interest Margin 3.316 3.473
Efficiency Ratio 64.558 69.514
Noninterest Income/Revenue 19.576 18.146
Balance Sheet Ratios
Loan-to-Deposit 93.097 86.432
Securities/Assets .18 .178
Total Equity/Total Assets .116 .104
Tangible Equity/Tangible Assets .106 .094
Capital Adequacy
Tier 1 Common Capital 166,186 72,881
Tier 1 Capital 166,186 73,172
Tier 2 Capital 9,068 6,143
Total Capital 175,254 79,518
Total Risk Weighted Assets 1,201,253 578,873
Leverage Ratio 10.87 9.899
Common Equity Tier 1 Capital Ratio 13.83 13.811
Tier 1 Capital Ratio 13.83 13.878
Total Capital Ratio 14.59 15.103

Timeline for Lafayette Ambassador Bank

Lab Services, Llc

Lab Services, Llc became a new subsidiary organization for Lafayette Ambassador Bank.

View Profile Dec 31 2006

Ambassador Bank Of The Commonwealth

Acquisition: Lafayette Ambassador Bank acquired a new subsidiary, Ambassador Bank Of The Commonwealth, 25 years

View Profile Sep 12 1998

The Second National Bank Of Nazareth

Acquisition: Lafayette Ambassador Bank acquired a new subsidiary, The Second National Bank Of Nazareth, 32 years

View Profile Jun 03 1991

The Pen Argyl National Bank

Acquisition: Lafayette Ambassador Bank acquired a new subsidiary, The Pen Argyl National Bank, 35 years

View Profile Dec 31 1988

Fulton Financial Corporation

Fulton Financial Corporation became a new parent organization for Lafayette Ambassador Bank.

View Profile Mar 31 1988

Want to see more?

Complete timeline for Lafayette Ambassador Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Ambassador Bank Of The Commonwealth Seller 286,931 Pooling of Interests Discontinued 9/12/1998
The Second National Bank Of Nazareth Seller 184,991 Discontinued 6/3/1991
The Pen Argyl National Bank Seller 76,791 Discontinued 12/31/1988
Relationships Role Relationship Start Relationship End
Fulton Financial Corporation Parent 3/31/1988
Lab Services, Llc Subsidary 6/30/2007
Lab Services, Llc Subsidary 12/31/2006 6/29/2007
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