Vitals
  • Total Assets
    1.5B 4.7 %
  • Total Deposits
    1.1B 7.6 %
  • Total Net Loans
    1.2B 4.7 %
  • Net Income
    6.9M 45.6 %
  • Book Value
    155.5M 4.3 %
  • Book Value x2
    310.9M 4.3 %
  • Book Value x3
    466.4M 4.3 %
ROAA

.458

ROAE

4.499

Efficiency Ratio

75.338

Net Interest Margin

2.906

Balance Sheet Highlights
Financial Highlights Savings Institute Bank And Trust Company All Insured Commercial Banks in Connecticut
Balance Sheet $(000)
Total Assets 1,543,582 4,645,023
Total Net Loans 1,221,897 3,293,746
Total Deposits 1,145,767 3,498,094
Total Equity 155,470 521,516
Profitability
Net Income 6,894 34,827
Return on Average Assets .458 .499
Return on Average Equity 4.499 4.838
Net Interest Margin 2.906 3.152
Efficiency Ratio 75.338 76.429
Noninterest Income/Revenue 16.393 22.886
Balance Sheet Ratios
Loan-to-Deposit 106.645 92.827
Securities/Assets .1 .192
Total Equity/Total Assets .101 .112
Tangible Equity/Tangible Assets .089 .077
Capital Adequacy
Tier 1 Common Capital 141,673 381,902
Tier 1 Capital 141,673 382,325
Tier 2 Capital 12,272 55,585
Total Capital 153,945 437,910
Total Risk Weighted Assets 999,501 3,413,925
Leverage Ratio 9.41 9.501
Common Equity Tier 1 Capital Ratio 14.17 13.688
Tier 1 Capital Ratio 14.17 13.8
Total Capital Ratio 15.4 14.903

Timeline for Savings Institute Bank And Trust Company

Newport Federal Savings Bank

Acquisition: Savings Institute Bank And Trust Company acquired a new subsidiary, Newport Federal Savings Bank, 10 years

View Profile Sep 07 2013

Newportfed Investments, Inc.

Newportfed Investments, Inc. became a new subsidiary organization for Savings Institute Bank And Trust Company.

View Profile Sep 07 2013

Si Financial Group Inc

Si Financial Group Inc became a new parent organization for Savings Institute Bank And Trust Company.

View Profile Aug 06 2004

Si Bancorp, Inc.

Si Bancorp, Inc. became a new parent organization for Savings Institute Bank And Trust Company.

View Profile Jul 18 2000

Si Realty Company, Inc.

Si Realty Company, Inc. became a new subsidiary organization for Savings Institute Bank And Trust Company.

View Profile Jul 18 2000

Want to see more?

Complete timeline for Savings Institute Bank And Trust Company is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Newport Federal Savings Bank Seller 426,254 Acquisition Discontinued 9/7/2013
Enfield National Bank Seller 18,966 Failure 8/17/1991
The Brooklyn Savings Bank Seller 130,931 Failure 10/23/1990
Relationships Role Relationship Start Relationship End
Si Financial Group Inc Parent 7/21/2011
Si Financial Group Inc Parent 8/6/2004 7/20/2011
Si Bancorp, Inc. Parent 7/18/2000 8/5/2004
Si Realty Company, Inc. Subsidary 7/21/2011
Si Mortgage Company Subsidary 7/21/2011
Newportfed Investments, Inc. Subsidary 9/7/2013 11/7/2013
Si Realty Company, Inc. Subsidary 8/6/2004 7/20/2011
Si Mortgage Company Subsidary 8/6/2004 7/20/2011
Si Realty Company, Inc. Subsidary 7/18/2000 8/5/2004
Si Mortgage Company Subsidary 7/18/2000 8/5/2004
803 Financial Corp. Subsidary 7/18/2000 8/5/2004
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