Vitals
  • Total Assets
    57.2M -3.5 %
  • Total Deposits
    50.0M -2.8 %
  • Total Net Loans
    23.2M -0.5 %
  • Net Income
    96000.0000 -37.7 %
  • Book Value
    6.0M -3.8 %
  • Book Value x2
    12.0M -3.8 %
  • Book Value x3
    18.0M -3.8 %
ROAA

.327

ROAE

3.102

Efficiency Ratio

76.399

Net Interest Margin

4.001

Balance Sheet Highlights
Financial Highlights The Citizens State Bank, Liberal, Kansas All Insured Commercial Banks in Kansas
Balance Sheet $(000)
Total Assets 57,186 80,222
Total Net Loans 23,214 48,259
Total Deposits 49,984 65,219
Total Equity 6,007 8,038
Profitability
Net Income 96 614
Return on Average Assets .327 1.16
Return on Average Equity 3.102 11.428
Net Interest Margin 4.001 4.02
Efficiency Ratio 76.399 66.928
Noninterest Income/Revenue 12.233 13.328
Balance Sheet Ratios
Loan-to-Deposit 46.443 71.669
Securities/Assets .493 .569
Total Equity/Total Assets .105 .1
Tangible Equity/Tangible Assets .105 .038
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 5,954 7,756
Tier 2 Capital 428 643
Total Capital 6,382 8,434
Total Risk Weighted Assets 30,505 53,583
Leverage Ratio 10.24 10.037
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 19.52 15.859
Total Capital Ratio 20.92 17.053

Timeline for The Citizens State Bank, Liberal, Kansas

Sunflower Bank, National Association

The Citizens State Bank, Liberal, Kansas was acquired by Sunflower Bank, National Association 19 years

View Profile Jul 08 2004

Citizens Financial Corporation

Citizens Financial Corporation became a new parent organization for The Citizens State Bank, Liberal, Kansas.

View Profile Apr 01 1976

The Citizens State Bank, Liberal, Kansas

The Citizens State Bank, Liberal, Kansas was established 117 years ago and is currently headquartered in Liberal, KS.

Apr 07 1907
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Sunflower Bank, National Association Buyer 1,858,499 Acquisition Discontinued 7/8/2004
Relationships Role Relationship Start Relationship End
Citizens Financial Corporation Parent 12/31/1979 7/7/2004
Citizens Financial Corporation Parent 4/1/1976 12/30/1979
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