Efficiency Ratio Over Time
Efficiency Ratio The Citizens State Bank, Liberal, Kansas All Insured Commercial Banks in Kansas
06-30-2004 76.399 66.928
03-31-2004 77.319 68.091
12-31-2003 78.47 68.368
09-30-2003 79.2 66.157
06-30-2003 80.545 65.617
03-31-2003 81.189 66.237
12-31-2002 85.64 66.521