The Citizens State Bank, Liberal, Kansas
Liberal, KS — Domestic Branch of a Domestic Bank
Acquired Jul 2004
Net Income Analysis
( % relative to Total Revenue )
Income Statement | The Citizens State Bank, Liberal, Kansas | All Insured Commercial Banks in Kansas |
Interest and Fees on Loans | 789 | 1,533 |
Income from Lease Financing Receivables | — | 59 |
— | 38 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 19 |
Income on Loans and Leases (TE) | 789 | 1,550 |
Investment Interest Income (TE) | 597 | 410 |
Total Interest Income (TE) | 1,399 | 2,019 |
Total Interest Expense | 267 | 534 |
Net Interest Income (TE) | 1,132 | 1,476 |
Non-Interest Income | 195 | 310 |
Adjusted Operating Income (TE) | 1,327 | 1,819 |
Non-interest Expense | 1,014 | 1,150 |
Provision for Loan & Lease Losses | 200 | 268 |
Pretax Operating Income (TE) | 113 | 781 |
Pretax Net Operating Income (TE) | 131 | 822 |
Applicable Income Taxes | 10 | 271 |
Net Operating Income | 96 | 614 |
Net Income | 96 | 614 |
Cash Dividends Declared | — | 636 |
Retained Earnings | 96 | 455 |