Vitals
  • Total Assets
    332.5M -1.7 %
  • Total Deposits
    293.6M -0.1 %
  • Total Net Loans
    269.9M 5.8 %
  • Net Income
    7.1M 0.0 %
  • Book Value
    37.7M 4.7 %
  • Book Value x2
    75.4M 4.7 %
  • Book Value x3
    113.1M 4.7 %
ROAA

2.113

ROAE

19.311

Efficiency Ratio

37.673

Net Interest Margin

4.325

Balance Sheet Highlights
Financial Highlights The Bank All Insured Commercial Banks in Kansas
Balance Sheet $(000)
Total Assets 332,542 161,058
Total Net Loans 269,903 97,183
Total Deposits 293,581 131,657
Total Equity 37,705 18,008
Profitability
Net Income 7,123 1,663
Return on Average Assets 2.113 .954
Return on Average Equity 19.311 8.443
Net Interest Margin 4.325 3.683
Efficiency Ratio 37.673 68.374
Noninterest Income/Revenue 5.741 15.013
Balance Sheet Ratios
Loan-to-Deposit 91.935 72.321
Securities/Assets .114 .241
Total Equity/Total Assets .113 .112
Tangible Equity/Tangible Assets .102 .109
Capital Adequacy
Tier 1 Common Capital 35,139 17,454
Tier 1 Capital 35,139 17,457
Tier 2 Capital 3,386 1,279
Total Capital 38,525 18,771
Total Risk Weighted Assets 272,409 112,595
Leverage Ratio 10.65 11.048
Common Equity Tier 1 Capital Ratio 12.9 16.94
Tier 1 Capital Ratio 12.9 16.949
Total Capital Ratio 14.14 18.109

Timeline for The Bank

The Citizens State Bank

Acquisition: The Bank acquired a new subsidiary, The Citizens State Bank, 9 years

View Profile Aug 16 2014

State Bank Of Atwood

Acquisition: The Bank acquired a new subsidiary, State Bank Of Atwood, 29 years

View Profile Jan 01 1995

Selden State Bank

Acquisition: The Bank acquired a new subsidiary, Selden State Bank, 29 years

View Profile Jan 01 1995

The Bank

Acquisition: The Bank acquired a new subsidiary, The Bank, 33 years

View Profile Jan 01 1991

Peoples Heritage Savings, A Federal Savings And Loan Association

Acquisition: The Bank acquired a new subsidiary, Peoples Heritage Savings, A Federal Savings And Loan Association, 34 years

View Profile Jan 13 1990

Want to see more?

Complete timeline for The Bank is available.

View Complete Timeline
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Citizens State Bank Seller 11,492 Acquisition Discontinued 8/16/2014
State Bank Of Atwood Seller 19,793 Discontinued 1/1/1995
Selden State Bank Seller 8,199 Discontinued 1/1/1995
The Bank Seller 18,441 Discontinued 1/1/1991
Peoples Heritage Savings, A Federal Savings And Loan Association Seller 1,248,552 Failure 1/13/1990
Jennings Bank Seller 7,087 Failure 4/15/1988
Decatur County National Bank Of Oberlin Seller 18,362 Failure 11/22/1985
Relationships Role Relationship Start Relationship End
Decatur Investment, Inc. Parent 11/22/1985
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