The Bank
Oberlin, KS — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | The Bank | All Insured Commercial Banks in Kansas |
| Interest and Fees on Loans | 13,272 | 4,851 |
| Income from Lease Financing Receivables | 12 | 18 |
| 59 | 22 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 30 | 11 |
| Income on Loans and Leases (TE) | 13,314 | 4,908 |
| Investment Interest Income (TE) | 1,590 | 1,053 |
| Total Interest Income (TE) | 15,022 | 6,154 |
| Total Interest Expense | 1,080 | 615 |
| Net Interest Income (TE) | 13,942 | 5,498 |
| Non-Interest Income | 915 | 1,087 |
| Adjusted Operating Income (TE) | 14,857 | 6,741 |
| Non-interest Expense | 5,597 | 4,308 |
| Provision for Loan & Lease Losses | 1,350 | 167 |
| Pretax Operating Income (TE) | 7,910 | 2,119 |
| Pretax Net Operating Income (TE) | 7,917 | 2,180 |
| Applicable Income Taxes | 321 | 271 |
| Net Operating Income | 7,123 | 1,662 |
| Net Income | 7,123 | 1,663 |
| Cash Dividends Declared | 5,110 | 923 |
| Retained Earnings | 2,013 | 659 |