Vitals
  • Total Assets
    397.0M 2.7 %
  • Total Deposits
    361.7M 1.6 %
  • Total Net Loans
    148.8M 5.5 %
  • Net Income
    1.6M -6.9 %
  • Book Value
    31.7M 6.7 %
  • Book Value x2
    63.4M 6.7 %
  • Book Value x3
    95.1M 6.7 %
ROAA

.418

ROAE

5.179

Efficiency Ratio

77.513

Net Interest Margin

2.707

Balance Sheet Highlights
Financial Highlights Texas First State Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 397,012 358,087
Total Net Loans 148,751 213,533
Total Deposits 361,668 308,027
Total Equity 31,701 38,740
Profitability
Net Income 1,606 3,845
Return on Average Assets .418 1.025
Return on Average Equity 5.179 9.415
Net Interest Margin 2.707 3.773
Efficiency Ratio 77.513 66.762
Noninterest Income/Revenue 8.159 16.375
Balance Sheet Ratios
Loan-to-Deposit 41.129 65.494
Securities/Assets .5 .214
Total Equity/Total Assets .08 .108
Tangible Equity/Tangible Assets .078 .104
Capital Adequacy
Tier 1 Common Capital 31,232 37,278
Tier 1 Capital 31,232 37,303
Tier 2 Capital 708 2,526
Total Capital 31,940 39,866
Total Risk Weighted Assets 194,112 237,367
Leverage Ratio 7.96 10.563
Common Equity Tier 1 Capital Ratio 16.09 18.073
Tier 1 Capital Ratio 16.09 18.097
Total Capital Ratio 16.45 19.169

Timeline for Texas First State Bank

Texas First State Insurance Plus Agency, Inc.

Texas First State Insurance Plus Agency, Inc. became a new subsidiary organization for Texas First State Bank.

View Profile Feb 15 2002

Texas First Bancshares, Inc.

Texas First Bancshares, Inc. became a new parent organization for Texas First State Bank.

View Profile May 01 1980

Texas First State Bank

Texas First State Bank was established 118 years ago and is currently headquartered in Riesel, TX.

Jan 01 1906
Relationships Role Relationship Start Relationship End
Texas First Bancshares, Inc. Parent 12/31/1981
Texas First Bancshares, Inc. Parent 5/1/1980 12/30/1981
Texas First State Insurance Plus Agency, Inc. Subsidary 6/30/2007
Texas First State Insurance Plus Agency, Inc. Subsidary 2/15/2002 6/29/2007
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