Efficiency Ratio Over Time
Efficiency Ratio Texas First State Bank All Insured Commercial Banks in Texas
12-31-2016 77.513 66.762
09-30-2016 77.458 66.187
06-30-2016 77.263 66.286
03-31-2016 77.231 66.484
12-31-2015 75.644 67.473
09-30-2015 75.106 67.019
06-30-2015 76.386 67.62
03-31-2015 79.162 68.379
12-31-2014 70.789 67.933
09-30-2014 68.894 67.76
06-30-2014 68.299 68.348
03-31-2014 67.162 69.161
12-31-2013 60.701 70.01
09-30-2013 60.663 69.448
06-30-2013 61.073 70.111
03-31-2013 63.05 71.168
12-31-2012 62.414 70.289
09-30-2012 62.028 69.365
06-30-2012 62.31 69.7
03-31-2012 64.087 69.836
12-31-2011 61.426 71.203
09-30-2011 62.477 70.717
06-30-2011 63.973 71.672
03-31-2011 65.67 72.166
12-31-2010 63.643 72.798
09-30-2010 62.965 71.344
06-30-2010 63.454 71.672
03-31-2010 61.917 72.124
12-31-2009 65.636 72.899
09-30-2009 66.631 71.928
06-30-2009 69.754 72.628
03-31-2009 68.951 71.399
12-31-2008 70.176 70.933
09-30-2008 70.264 69.839
06-30-2008 71.429 70.152
03-31-2008 74.865 69.753
12-31-2007 76.582 68.047
09-30-2007 76.392 66.762
06-30-2007 77.16 66.933
03-31-2007 78.256 66.629
12-31-2006 76.883 66.288
09-30-2006 76.351 64.993
06-30-2006 75.962 65.249
03-31-2006 75.171 65.978
12-31-2005 68.432 67.153
09-30-2005 68.48 66.756
06-30-2005 69.316 67.031
03-31-2005 70.059 67.486
12-31-2004 68.609 69.184
09-30-2004 69.813 68.305
06-30-2004 71.573 68.807
03-31-2004 75.118 69.055
12-31-2003 66.43 69.41
09-30-2003 64.726 68.526
06-30-2003 64.374 68.452
03-31-2003 66.106 68.632
12-31-2002 63.245 67.534