Vitals
  • Total Assets
    318.0M 3.7 %
  • Total Deposits
    275.8M 6.6 %
  • Total Net Loans
    203.3M -1.6 %
  • Net Income
    1.7M -34.8 %
  • Book Value
    34.3M -0.2 %
  • Book Value x2
    68.6M -0.2 %
  • Book Value x3
    102.9M -0.2 %
ROAA

.555

ROAE

4.913

Efficiency Ratio

80.688

Net Interest Margin

3.117

Balance Sheet Highlights
Financial Highlights Swineford National Bank All Insured Commercial Banks in Pennsylvania
Balance Sheet $(000)
Total Assets 317,970 784,148
Total Net Loans 203,323 559,183
Total Deposits 275,783 637,080
Total Equity 34,305 81,247
Profitability
Net Income 1,722 6,303
Return on Average Assets .555 .785
Return on Average Equity 4.913 7.431
Net Interest Margin 3.117 3.473
Efficiency Ratio 80.688 69.514
Noninterest Income/Revenue 25.694 18.146
Balance Sheet Ratios
Loan-to-Deposit 73.726 86.432
Securities/Assets .235 .178
Total Equity/Total Assets .108 .104
Tangible Equity/Tangible Assets .101 .094
Capital Adequacy
Tier 1 Common Capital 33,051 72,881
Tier 1 Capital 33,051 73,172
Tier 2 Capital 1,944 6,143
Total Capital 34,995 79,518
Total Risk Weighted Assets 215,991 578,873
Leverage Ratio 10.42 9.899
Common Equity Tier 1 Capital Ratio 15.3 13.811
Tier 1 Capital Ratio 15.3 13.878
Total Capital Ratio 16.2 15.103

Timeline for Swineford National Bank

Snb Services, Llc

Snb Services, Llc became a new subsidiary organization for Swineford National Bank.

View Profile Dec 31 2006

Fulton Financial Corporation

Fulton Financial Corporation became a new parent organization for Swineford National Bank.

View Profile Mar 31 1986

Swineford National Bank

Swineford National Bank was established 121 years ago and is currently headquartered in Middleburg, PA.

Oct 16 1903
Relationships Role Relationship Start Relationship End
Fulton Financial Corporation Parent 3/31/1986
Snb Services, Llc Subsidary 6/30/2007
Snb Services, Llc Subsidary 12/31/2006 6/29/2007
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