Swineford National Bank
Middleburg, PA — National Bank
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Net Interest Margin Over Time
| Net Interest Margin | Swineford National Bank | All Insured Commercial Banks in Pennsylvania |
| 12-31-2016 | 3.117 | 3.473 |
| 09-30-2016 | 3.127 | 3.479 |
| 06-30-2016 | 3.211 | 3.497 |
| 03-31-2016 | 3.163 | 3.502 |
| 12-31-2015 | 3.179 | 3.514 |
| 09-30-2015 | 3.191 | 3.523 |
| 06-30-2015 | 3.219 | 3.523 |
| 03-31-2015 | 3.161 | 3.525 |
| 12-31-2014 | 3.446 | 3.569 |
| 09-30-2014 | 3.485 | 3.578 |
| 06-30-2014 | 3.498 | 3.578 |
| 03-31-2014 | 3.456 | 3.551 |
| 12-31-2013 | 3.528 | 3.561 |
| 09-30-2013 | 3.536 | 3.588 |
| 06-30-2013 | 3.516 | 3.584 |
| 03-31-2013 | 3.516 | 3.582 |
| 12-31-2012 | 3.763 | 3.689 |
| 09-30-2012 | 3.86 | 3.714 |
| 06-30-2012 | 3.884 | 3.711 |
| 03-31-2012 | 3.886 | 3.73 |
| 12-31-2011 | 3.911 | 3.775 |
| 09-30-2011 | 3.919 | 3.782 |
| 06-30-2011 | 3.903 | 3.768 |
| 03-31-2011 | 3.848 | 3.773 |
| 12-31-2010 | 3.8 | 3.708 |
| 09-30-2010 | 3.795 | 3.68 |
| 06-30-2010 | 3.792 | 3.665 |
| 03-31-2010 | 3.752 | 3.624 |
| 12-31-2009 | 3.413 | 3.489 |
| 09-30-2009 | 3.388 | 3.457 |
| 06-30-2009 | 3.408 | 3.43 |
| 03-31-2009 | 3.519 | 3.437 |
| 12-31-2008 | 3.696 | 3.569 |
| 09-30-2008 | 3.703 | 3.566 |
| 06-30-2008 | 3.572 | 3.546 |
| 03-31-2008 | 3.427 | 3.52 |
| 12-31-2007 | 3.645 | 3.545 |
| 09-30-2007 | 3.692 | 3.53 |
| 06-30-2007 | 3.668 | 3.517 |
| 03-31-2007 | 3.639 | 3.49 |
| 12-31-2006 | 3.72 | 3.61 |
| 09-30-2006 | 3.734 | 3.639 |
| 06-30-2006 | 3.75 | 3.634 |
| 03-31-2006 | 3.742 | 3.634 |
| 12-31-2005 | 3.86 | 3.707 |
| 09-30-2005 | 3.859 | 3.706 |
| 06-30-2005 | 3.807 | 3.702 |
| 03-31-2005 | 3.794 | 3.7 |
| 12-31-2004 | 3.82 | 3.678 |
| 09-30-2004 | 3.78 | 3.669 |
| 06-30-2004 | 3.77 | 3.695 |
| 03-31-2004 | 3.785 | 3.726 |
| 12-31-2003 | 3.956 | 3.764 |
| 09-30-2003 | 3.992 | 3.773 |
| 06-30-2003 | 4.122 | 3.824 |
| 03-31-2003 | 4.188 | 3.846 |
| 12-31-2002 | 4.432 | 3.993 |