Efficiency Ratio Over Time
Efficiency Ratio Swineford National Bank All Insured Commercial Banks in Pennsylvania
12-31-2016 80.688 69.514
09-30-2016 80.808 69.712
06-30-2016 79.761 69.872
03-31-2016 78.347 70.619
12-31-2015 81.386 70.547
09-30-2015 81.444 70.818
06-30-2015 79.179 70.623
03-31-2015 80.726 70.976
12-31-2014 73.184 69.815
09-30-2014 72.467 70.001
06-30-2014 71.061 69.789
03-31-2014 69.317 70.622
12-31-2013 68.51 71.12
09-30-2013 67.582 70.413
06-30-2013 67.792 70.114
03-31-2013 67.845 70.64
12-31-2012 62.642 69.104
09-30-2012 61.085 68.379
06-30-2012 61.184 68.685
03-31-2012 61.617 68.587
12-31-2011 55.133 69.469
09-30-2011 53.671 68.702
06-30-2011 54.041 69.41
03-31-2011 56.091 69.792
12-31-2010 54.053 70.811
09-30-2010 54.831 70.978
06-30-2010 54.553 71.849
03-31-2010 55.609 72.86
12-31-2009 57.881 77.535
09-30-2009 58.523 76.738
06-30-2009 58.217 78.112
03-31-2009 56.473 76.859
12-31-2008 50.506 74.624
09-30-2008 50.163 73.365
06-30-2008 52.035 73.786
03-31-2008 55.738 75.604
12-31-2007 57.243 74.842
09-30-2007 57.923 71.87
06-30-2007 60.286 72.601
03-31-2007 60.127 73.073
12-31-2006 54.391 70.09
09-30-2006 56.068 68.901
06-30-2006 55.48 69.155
03-31-2006 57.513 68.841
12-31-2005 56.498 67.883
09-30-2005 56.782 66.821
06-30-2005 58.029 66.613
03-31-2005 58.846 66.251
12-31-2004 53.114 66.128
09-30-2004 53.099 66.722
06-30-2004 51.932 65.473
03-31-2004 51.901 65.291
12-31-2003 48.953 64.445
09-30-2003 48.722 63.915
06-30-2003 47.729 63.137
03-31-2003 48.463 63.284
12-31-2002 44.712 63.037